Monday, October 19, 2015

Prajna Capital

Prajna Capital


Save Tax by Invest in DHFL Pramerica Tax Savings Fund

Posted: 19 Oct 2015 05:02 AM PDT

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Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015

1. BNP Paribas Long Term Equity Fund

2. Axis Tax Saver Fund

3. IDFC Tax Advantage (ELSS) Fund

4. ICICI Prudential Long Term Equity Fund

5. Religare Tax Plan

6. Franklin India TaxShield

7. DSP BlackRock Tax Saver Fund

8. Birla Sun Life Tax Relief 96

9. Reliance Tax Saver (ELSS) Fund

10. HDFC TaxSaver

Invest Rs 1,50,000 and Save Tax under Section 80C. Get Good Returns by Investing in ELSS Mutual Funds Online

Invest in Tax Saver Mutual Funds Online

Invest Online

Download Application Forms

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

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Leave your comment with mail ID and we will answer them

OR

You can write to us at

PrajnaCapital [at] Gmail [dot] Com

OR

Leave a missed Call on 94 8300 8300

Motor Insurance Exclusion

Posted: 19 Oct 2015 04:41 AM PDT

 

What motor insurance covers vs What it excludes

Motor insurance covers natural and man made calamities, such as lightning, floods, and so on, third party legal liability, and personal accidents. It doesn't cover normal wear and tear, depreciation, breakdowns, and so on. 

 

What it covers

A comprehensive car insurance protects you against any loss or damage caused to the vehicle and its insured accessories as a result of natural and man-made calamities, such as:

Natural calamities:

    • Fire
    • Explosion
    • Self-ignition or lightning
    • Flood
    • Typhoon/hurricane/storm/tempest/inundation/cyclone/hailstorm/frost
    • Landslide/rockslide
    • Fire and shock damage due to earthquakes
Man-made calamities:
    • Burglary
    • Housebreaking or theft
    • Riots or strikes
    • Accidents by external means
    • Malicious acts
    • Terrorist activity
    • Damage whilst in transit by road, rail, inland-waterway, lift/elevator, or air

Third party legal liability: A mandatory part of the insurance cover, it protects the vehicle owner against legal liability arising due to an accident, causing any permanent injury or death of a person or any damage caused to property.

Personal accident cover: The motor insurance plan compulsorily provides personal accident cover for individual owners of a vehicle while driving. The owner can also opt for personal accident cover for passengers in the vehicle.


What it excludes:

Typically, the motor insurance plan does not provide for:

    • Normal wear and tear or general ageing of the vehicle
    • Mechanical/electrical breakdown
    • Depreciation, wear and tear of consumables like tubes and tyres
    • Damages that occur while a person is driving with invalid driving license
    • Damage that occur while a person is under the influence of drugs or liquor
    • Damage due to a war, civil war, mutiny, or nuclear risk
    • Claims arising out of contractual liability
    • Use of vehicle other than what it is meant for. For example, if a private car is being used as a taxi and gets involved in an accident, the owner will not be able to claim damages.

Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015

1. BNP Paribas Long Term Equity Fund

2. Axis Tax Saver Fund

3. IDFC Tax Advantage (ELSS) Fund

4. ICICI Prudential Long Term Equity Fund

5. Religare Tax Plan

6. Franklin India TaxShield

7. DSP BlackRock Tax Saver Fund

8. Birla Sun Life Tax Relief 96

9. Reliance Tax Saver (ELSS) Fund

10. HDFC TaxSaver

Invest Rs 1,50,000 and Save Tax under Section 80C. Get Good Returns by Investing in ELSS Mutual Funds Online

Invest in Tax Saver Mutual Funds Online

Invest Online

Download Application Forms

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

---------------------------------------------

Leave your comment with mail ID and we will answer them

OR

You can write to us at

PrajnaCapital [at] Gmail [dot] Com

OR

Leave a missed Call on 94 8300 8300

Indian Bank

Posted: 19 Oct 2015 04:09 AM PDT

 

Indian Bank

Indian Bank was established by Government of India on 15th August 1907 as part of the Swadeshi movement.


The bank has over 1923 branches in India and overseas branches in Singapore , Colombo including a Foreign Currency Banking Unit at Colombo and Jaffna and 240 Overseas Correspondent banks in 70 countries

Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015

1. BNP Paribas Long Term Equity Fund

2. Axis Tax Saver Fund

3. IDFC Tax Advantage (ELSS) Fund

4. ICICI Prudential Long Term Equity Fund

5. Religare Tax Plan

6. Franklin India TaxShield

7. DSP BlackRock Tax Saver Fund

8. Birla Sun Life Tax Relief 96

9. Reliance Tax Saver (ELSS) Fund

10. HDFC TaxSaver

Invest Rs 1,50,000 and Save Tax under Section 80C. Get Good Returns by Investing in ELSS Mutual Funds Online

Invest in Tax Saver Mutual Funds Online

Invest Online

Download Application Forms

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

---------------------------------------------

Leave your comment with mail ID and we will answer them

OR

You can write to us at

PrajnaCapital [at] Gmail [dot] Com

OR

Leave a missed Call on 94 8300 8300

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