Thursday, October 15, 2015

Prajna Capital

National Insurance
Future Generali India Insurance
How to select the right Credit Card?

Posted: 15 Oct 2015 07:39 AM PDT

National Insurance Co Ltd

National Insurance Company Limited (NIC) was incorporated in 1906 with its registered office in Kolkata. After the General Insurance Business Nationalization Act was passed in 1972, 21 foreign and 11 Indian insurers were amalgamated with it and NIC became a subsidiary of the General Insurance Corporation of India (GIC), a Government of India-owned entity.

In 2002, after the notification of the General Insurance Business (Nationalisation) Amendment Act, NIC has been de-linked from GIC; at present, it operates as a Government of India undertaking.

NIC is one of the leading public sector non-life insurance companies in India. It has a network of about 1000 offices and more than 16,000 personnel. Its foreign operations are carried out from its branch offices in Nepal and Hong Kong.

National transacts its business in the fire, marine and miscellaneous insurance sectors. It offers more than 180 policies catering to the diverse insurance requirements of its 10 million policyholders.

Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015

1. BNP Paribas Long Term Equity Fund

2. Axis Tax Saver Fund

3. IDFC Tax Advantage (ELSS) Fund

4. ICICI Prudential Long Term Equity Fund

5. Religare Tax Plan

6. Franklin India TaxShield

7. DSP BlackRock Tax Saver Fund

8. Birla Sun Life Tax Relief 96

9. Reliance Tax Saver (ELSS) Fund

10. HDFC TaxSaver

Invest Rs 1,50,000 and Save Tax under Section 80C. Get Good Returns by Investing in ELSS Mutual Funds Online

Invest in Tax Saver Mutual Funds Online

Invest Online

Download Application Forms

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

---------------------------------------------

Leave your comment with mail ID and we will answer them

You can write to us at

PrajnaCapital [at] Gmail [dot] Com

Leave a missed Call on 94 8300 8300

Future Generali India Insurance

Posted: 15 Oct 2015 04:13 AM PDT

Future Generali India Insurance Company Limited

Future Generali is an insurance joint venture between the Italy-based Generali Group and the India's Future Group.

The company has headquarters in Mumbai and offers for home and motor insurance. The company also offers corporate insurance products such as loss of profit policies, engineering insurance, accident and health insurance, marine cargo insurance, and industrial all-risk insurance.

Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015

1. BNP Paribas Long Term Equity Fund

2. Axis Tax Saver Fund

3. IDFC Tax Advantage (ELSS) Fund

4. ICICI Prudential Long Term Equity Fund

5. Religare Tax Plan

6. Franklin India TaxShield

7. DSP BlackRock Tax Saver Fund

8. Birla Sun Life Tax Relief 96

9. Reliance Tax Saver (ELSS) Fund

10. HDFC TaxSaver

Invest Rs 1,50,000 and Save Tax under Section 80C. Get Good Returns by Investing in ELSS Mutual Funds Online

Invest in Tax Saver Mutual Funds Online

Invest Online

Download Application Forms

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

---------------------------------------------

Leave your comment with mail ID and we will answer them

You can write to us at

PrajnaCapital [at] Gmail [dot] Com

Leave a missed Call on 94 8300 8300

How to select the right Credit Card?

Posted: 15 Oct 2015 12:20 AM PDT

Choosing the right credit card to suit your needs and making it work for you can be a complicated exercise. You could begin by examining the credit limit offered by a credit card. This refers to the maximum amount the consumer may incur on his/her credit card before making his payment to the card issuer. Then, there is the time period, also known as an interest-free or grace period, which could range from 30 to 45 days.

Credit cards also come with different charges like interest costs on outstanding balances, annual charges, and lost card charges. There are benefits too. Many cards come with insurance, ATM facilities, stolen card protection and reward programs.

Before deciding on a particular card, carry out a quick survey of the features offered by various credit cards. For those who plan to pay their balance immediately every month, a card with a lower annual fee, a higher interest rate and a longer interest-free period is the best. Try and match individual requirements and expectations with the more important features offered by the cards.

However, use a credit card to intelligently manage rather than increase expenses. Once you have received a credit card, keep a tab on your expenses. There are some pointers that will help you track your spending. If you discover that you are often paying only the minimum amount due on your card each month, or using cash advances to pay card bills or other debts, regularly exceeding card limits or using one card to pay off another, your credit is probably getting out of control.