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| Posted: 23 Mar 2015 07:34 AM PDT If you are planning to transfer your loan to a new bank, here are the things you should consider to ensure that you don't regret making the move
Why Should You Shift? If significant savings can be made with rates offered by another lender. If EMIs are high and the current lender refuses to increase the tenure and thus reduce the rate. Check the Rate Charged Make sure that the new bank has already increased its rates in the current wave of hikes. Transfer only if there is a difference of at least 50 bps. Move early in the tenure. Negotiate with Lender If there is a huge difference between the rate you pay and the one new customers pay, try to negotiate with the lender. Banks also offer conversion option for a fee. New Bank's Conditions Whether the new bank accepts your loan request depends on a host of factors, the most important being your repayment record with the previous lender. Procedure and Costs Get an NoC from your existing bank and a document on the outstanding principal. Besides the processing fee, there are some other costs involved in the transfer. Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015
1.ICICI Prudential Tax Plan 2.Reliance Tax Saver (ELSS) Fund 3.HDFC TaxSaver 4.DSP BlackRock Tax Saver Fund 5.Religare Tax Plan 6.Franklin India TaxShield 7.Canara Robeco Equity Tax Saver 8.IDFC Tax Advantage (ELSS) Fund 9.Axis Tax Saver Fund 10.BNP Paribas Long Term Equity Fund
You can invest Rs 1,50,000 and Save Tax under Section 80C by investing in Mutual Funds
Invest in Tax Saver Mutual Funds Online - For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 --------------------------------------------- Invest Mutual Funds Online Download Mutual Fund Application Forms from all AMCs |
| Posted: 23 Mar 2015 03:51 AM PDT A simple moving average indicates the average value of an asset's price - a stock, commodity or index etc over a set time frame --15, 50, 100 or 200 straight days
How Do Analysts Read The 200-DMA? When an index or a stock closes below the 200-DMA, it is said to be in a long term downtrend until it breaks out above the average. This means a new buyer of the index or stock is willing to pay less than the average price paid in the last 200 consecutive days. When it trades above the 200DMA it is in a long-term uptrend. Technical analysts usually wait for three to five straight days of a stock's or an index's closing below or above the 200-DMA to conclude a trend. What Does A Fall Below The 200-DMA Mean? The 200-DMA acts a major support in a bull market and as a major resistance in a bear market. Since it's a long-term average, it helps an investor who holds significant stock portfolios with a long-term outlook. When a market conclusively breaks below or out of its long-term average, it provides a signal to the investor to either buy or sell Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015
1.ICICI Prudential Tax Plan 2.Reliance Tax Saver (ELSS) Fund 3.HDFC TaxSaver 4.DSP BlackRock Tax Saver Fund 5.Religare Tax Plan 6.Franklin India TaxShield 7.Canara Robeco Equity Tax Saver 8.IDFC Tax Advantage (ELSS) Fund 9.Axis Tax Saver Fund 10.BNP Paribas Long Term Equity Fund
You can invest Rs 1,50,000 and Save Tax under Section 80C by investing in Mutual Funds
Invest in Tax Saver Mutual Funds Online - For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 --------------------------------------------- Invest Mutual Funds Online Download Mutual Fund Application Forms from all AMCs |
| Posted: 23 Mar 2015 03:12 AM PDT HDFC FMP 1128D March 2015 (1) Opening Date -20th March 2015 (Friday) Closing Date - 25th March 2015 (Wednesday) Allotment Date - 26th March 2015 (Thursday) Maturity Date - 26th April 2018 (Thursday) Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015
1.ICICI Prudential Tax Plan 2.Reliance Tax Saver (ELSS) Fund 3.HDFC TaxSaver 4.DSP BlackRock Tax Saver Fund 5.Religare Tax Plan 6.Franklin India TaxShield 7.Canara Robeco Equity Tax Saver 8.IDFC Tax Advantage (ELSS) Fund 9.Axis Tax Saver Fund 10.BNP Paribas Long Term Equity Fund
You can invest Rs 1,50,000 and Save Tax under Section 80C by investing in Mutual Funds
Invest in Tax Saver Mutual Funds Online - For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 --------------------------------------------- Invest Mutual Funds Online Download Mutual Fund Application Forms from all AMCs |
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