[New post] Cobra’s Interview with Alexandra Meadors 29 October 2013

kauilapele posted: " . * White House Congressmen (2:30) * 22 Generals Resignation & Cabal's Plan to get Rid of the Good Guys (3:30) (16:33) * NASA - A Negative Military Organization (4:10) * 3 Dimensional Objects Docking Behind the Moon (5:30) * James Mccanney & Come" New post on Kauilapele's Blog Cobra’s Interview with Alexandra Meadors 29 October 2013 by kauilapele . * White House Congressmen (2:30) * 22 Generals Resignation & Cabal's Plan to get Rid of the Good Guys (3:30) (16:33) * NASA - A Negative Military Organization (4:10) * 3 Dimensional Objects Docking Behind the Moon (5:30) * James Mccanney & Comet Ison (6:30) (23:40) * Pope's Refusal to Meet Benjamin Netanyahu (8:00) * Putin Refusal to Meet Kissinger (8:55) * Saudi Arabia's Government Revaluation of PetroDollars (9:40) * Ayatollah Ali Khamenei Disappearance & Loss of his Power (10:40) * Drastic Geopolitical Changes & Illuminati's Removal (11:20) * USA - Europe Schism & NSA Spying (11:50) Read more of this post kauilapele | 2013/10/31 at 11:44 | Categories: energies | URL: http://wp.me/p1dHgy-5R7 Unsubscribe to no longer receive posts from Kauilapele's Blog. Change your email settings at Manage Subscriptions. Trouble clicking? Copy and paste this URL into your browser: http://kauilapele.wordpress.com/2013/10/31/cobras-interview-with-alexandra-meadors-29-october-2013/ Thanks for flying with WordPress.com

[New post] Keiser Report: Red Queen Syndrome (E517)… “and about the Fracking”

kauilapele posted: "The reason I post this Max Keiser video is that at the beginning, he and Stacy talk about fracking and how the "oil powers that be" are finding out that it does not yield as much as they thought it would. . . "In this episode of the Keiser Report, Max Ke" New post on Kauilapele's Blog Keiser Report: Red Queen Syndrome (E517)… “and about the Fracking” by kauilapele The reason I post this Max Keiser video is that at the beginning, he and Stacy talk about fracking and how the "oil powers that be" are finding out that it does not yield as much as they thought it would. . = . "In this episode of the Keiser Report, Max Keiser and Stacy Herbert, discuss the Red Queen syndrome of running to stay in the same place - from money printing to fracking, more and more capital and energy are deployed just to stay economically even. In the second half, Max interviews Gregor Macdonald of Gregor.us about fracking, tight oil and the mythical future in which America is an oil giant - especially if oil prices EVER fall below $80 per barrel." kauilapele | 2013/10/31 at 11:34 | Categories: energies | URL: http://wp.me/p1dHgy-5R2 Unsubscribe to no longer receive posts from Kauilapele's Blog. Change your email settings at Manage Subscriptions. Trouble clicking? Copy and paste this URL into your browser: http://kauilapele.wordpress.com/2013/10/31/keiser-report-red-queen-syndrome-e517-and-about-the-fracking/ Thanks for flying with WordPress.com

Daily Headlines: Thursday, October 31, 2013

Contact us | Subscribe | Send to a Friend

October 31, 2013 News By Region  National  International  East  Midwest  Southeast  South Central  West Video Today's Headlines National Buffett Looking For Acquisitions as Berkshire's $40B Cash Pile Deemed 'Too Much' Warren Buffett, who aims to have $20 billion in cash at his Berkshire Hathaway Inc., isn't investing fast enough to keep money from piling ... Bolt Solutions Acquires Online Aggregator Superior Access (SAIS) Bolt Solutions Inc., which provides property/casualty insurance online distribution and comparative rating platforms, has acquired Austin, ... Safe, Happy Halloween From 'World's Leading Authority on Poisoned Candy' I have a second, unpaid job. It's seasonal. Each year during the last two weeks of October, I field a lot of calls from reporters. You see, ... Rusbuldt on McKinsey 4: Trusted Choice, CAP as Part of Agents' Internet Strategy Bob Rusbuldt, president and CEO of the Independent Insurance Agents and Brokers of America - the Big "I"- takes issue with a McKinsey ... ThinkRisk, Aspen Launch New Private, Non-Profit Management Liability Program ThinkRisk Underwriting Agency, a division of RSG Underwriting Managers, LLC, and Aspen US Insurance have launched a new national management ... Markets-in-Motion: Sports & Entertainment Arenas The 650,000 square foot Honda Event Center in Anaheim, Calif. holds thousands of people at any given time, creating the opportunity for many... S&P Ups XL Rating to A+; 3Q Earnings Fall on Large Losses Standard & Poor's boosted the financial ratings of the operating subsidiaries of XL Group to A+ on Tuesday, providing... More National News East Wall Street Commuter Ferry Operator Settles Crash Claims The owner of SeaStreak Wall Street, a commuter ferry that crashed in Manhattan's financial district on Jan. 9, has settled more than 45 ... Virginia High Court Reverses Verdict in Virginia Tech Shootings Virginia Tech University couldn't have foreseen the rampage of a lone gunman who initially shot two people to death and later killed 30 ... Penn. Regulators Offer Advice on Insurance Coverage for Halloween Hazards Soon, trick-or-treaters will hit the streets for Halloween. But with so many unpredictable elements at play, the chances of an accident or ... Selective Insurance Q3 Profit Rises 79% to $33M Selective Insurance Group of Branchville, N.J., reported Wednesday $32.653 net income for its 2013 third quarter, a 78.7 percent increase ... Donegal Group's Q3 Profit Up 12% to $7.7M Donegal Group Inc. of Marietta, Penn., reported on Oct. 25 net income of $7.654 million for its 2013 third quarter, an 11.9 percent ... Many Sandy-Displaced N.J. Residents Dissatisfied With Insurers: Survey A new survey of New Jersey residents who have been displaced from their homes because of Superstorm Sandy shows many of them are not happy ... New Jersey Gov. Christie Helps Towns Mark Sandy Anniversary On the anniversary of Superstorm Sandy, New Jersey Gov. Chris Christie toured the state Tuesday to celebrate New Jersey's progress in ... More East News Midwest United Ethanol Cited After Worker Dies in Wisconsin Corn Bin United Ethanol LLC has been cited for 15 health and safety violations by the U.S. Department of Labor's Occupational Safety and Health ... Keystone Insurers Group: Nicoud Insurance Is First Illinois Franchise Partner Keystone Insurers Group has welcomed Springfield-based Nicoud Insurance Services as its first franchise partner in Illinois. The ... More Midwest News Southeast Tennessee DUI Results in Question After Firing Thousands of driving under the influence ((DUI) results from across Tennessee may be in jeopardy after the firing a Tennessee Bureau of ... Judge Weighs Alabama City's Case Over Police Officer's Facebook Posts A Dothan, Alabama judge is considering whether city officials acted appropriately in upholding disciplinary action against a police officer ... More Southeast News South Central OSHA Fines Trucking Company $113K After Worker Fatality in Arkansas Sherman Brothers Trucking Inc., doing business as Team Transport Inc., has been cited by the U.S. Department of Labor's Occupational Safety ... Texas Mutual Pays $651K Dividend to CompGroup AGC Texas Mutual Insurance Co. announced that the CompGroup AGC has earned a $651,166 workers' compensation dividend. The dividend is based ... Flooding in Central, Southeast Texas Prompts Evacuations A flash flood watch remains in effect for Central Texas counties today after torrential rains  - up to 14 inches reported in some areas - ... More South Central News West California Lodge Owner Convicted Of Insurance Premium Fraud Brookdale Lodge owner Sanjiv Kakkar, 52, was sentenced to 364 days in jail and three years of probation after pleading no contest for two ... $167K Settlement in Nevada Apartment Discrimination The owners and operators of a Reno, Nev. apartment complex have agreed to pay $167,000 to settle a housing discrimination lawsuit over ... Oregon Mother Seeks $7.6M In Meatball Choking Death Lawsuit The mother of a young Oregon girl who died after choking on a meatball at her preschool is seeking $7.6 million in a lawsuit against the ... Alaskan Mayor Signs Local Disaster Declaration Kenai Peninsula Borough Mayor Mike Navarre has signed a local disaster emergency declaration due to the unseasonably heavy rains that have ... Washington City Braces For Increased Flood Risks New information shows sediment buildup in the White River is increasing the flood danger faced by the city of Pacific, Wash. The King ... More West News International Hyperion Insurance Head David Howden on U.S. Expansion by MGA DUAL David Howden, the chief executive of the London-based Hyperion Insurance Group, founded the company in 1994, "as a business to take on ... Zurich Insurance Says 'Confident' on Profitability Measure Zurich Insurance Group AG, Switzerland's biggest insurer [3rd largest in Europe], said it is still "confident" its non-life unit can ... Aon Benfield's Impact Forecasting Launches Riot Modeling Tool for Indonesia Impact Forecasting, the catastrophe model development center of excellence at Aon Benfield, announced the launch of "its first tool to ... Swiss Re Sees Emerging Market Construction Boosting Premiums Swiss Re Ltd., the world's second-biggest reinsurer, estimates $43 trillion in infrastructure investments related to urbanization in ... XL Group Posts $135.6 Million Q3 Net Income The XL Group announced net income and operating net income of $135.6 million and $154.6 million, respectively, compared to net income and ... More International News Join the Insurance Journal Network Insurance Journal TV A World With or Without TRIA Since the creation of the federal terrorism reinsurance program in 2002 until now the market... Watch Now Aon Benfield's Adam Podlaha Explains Cat Models - and More Insurance Journal's Charles Boyle interviewed three specialists from Aon Benfield's... Watch Now Watch more videos at InsuranceJournal.tv New Discussions in the Forums Travelers reducing commissions Posted: Wed Oct 30 -- It's not an 8% cut, it's actually a 20% cut: 15% x .80 = 12%. Despite the cut,... gforaker 7 day insurance policy Posted: Tue Oct 29 -- Justin, Unfortunately, that program is exclusive to LA Insurance. If you really want access to it, you could access it by becoming an LA... PiP becoming appointed Posted: Tue Oct 29 -- Try an Aggregator/Cluster group. By joining you get instant access to preferred markets, higher commissions and contingency opportunities... PiP New Insurance Agency Posted: Tue Oct 29 -- It is very difficult to get an appointment as a new agency...we were only able to do so because I was one of the top performing captive... Pathwayinsurance It can happen to us too Posted: Tue Oct 29 -- We also had a claim, not theft related but our water heater burst in our office causing much damage. We tell... Pathwayinsurance Erie Insurance, feedback please. Posted: Tue Oct 29 -- Hey guys, Thanks for the tips, advice, and feedback. I did speak with an Erie agent, he loves the company. But he only receives 10%... Pathwayinsurance New Phone Line System Help Posted: Mon Oct 28 -- As someone who has been on the traditional PBX system, to VOIP (to another VOIP) and then finally moved back to a traditional PBX. I was on... Smalltownagent SCUBA Dive Shop Posted: Thu Oct 24 -- If you're still having difficulty placing this account I would contact Bliss and Glennon. They helped me place several Yacht cleaners... Shagster121261 Go to Forums Reader Comments Arkansas Judge OKs Class-Action Status in Marlboro Lights Suit Posted: Thu Oct 24 -- Let me preface that I am an ex-smoker but still think that people have the right to smoke if they want. I am sick and tired of tobacco... WyomingAgent Idaho Lawsuit Is Latest Claim Against Remington Posted: Mon Oct 28 -- basic principle of firearm use/handling: never point it in any direction that might cause injury should it misfire. why would he have been... bob Bipartisan Deal Reached to Delay Flood Insurance Premium Hikes: Waters Posted: Mon Oct 28 -- I am still laughing. Where are all my capitalistic, market crazy Republican friends who should be insisting the rates be market rates, no... JohnS Alabama Couple Sues Kentucky Motel Owners for $5M Over Illness Posted: Mon Oct 28 -- Yet another blatant example of throwing a high number in the air in the hopes the motel's carrier will settle for less. How in the hell did... Scott Insurance, Tax, Climate Groups Hit Possible Delay in Flood Insurance Changes Posted: Mon Oct 28 -- Maybe the govt should stop sending out $25 billion yearly to other anti-American countries and use the funds to solidify the FEMA/NFIP... Earl Murphy Go to Popular Comments Subscriber Tools Send this to a friend Subscribe Unsubscribe Submit News Contact Us Current Issue October 21, 2013 Top Commercial Lines Agencies; Risks of the New Economy: High Tech, Biotech, Nanotech, Robotics, Media / Cyber Liability, Alternative Energy, Green Building & Car / Home Sharing; Commercial Property More Newsletters Choose Newsletters Daily Headlines Weekly Reader Picks Magazine Update Insurance Journal TV Classifieds Breaking News MyNewMarkets Daily Claims Daily Enter Your E-mail Market Directories Excess & Surplus Markets Programs Workers' Comp Markets New Insurance Jobs Commercial Lines Account Manager Program Manager II Program Manager I Claims Business Analyst - auto Have a job opening? List it on our Web site. How to Advertise For information about advertising on this newsletter and Insurance Journal magazines, contact Julie Tinney at (800) 897-9965 x148. View our Media Kit for advertising options in our magazines and online properties. Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2013 by Wells Media Group, Inc.

Prajna Capital

---

• New India Senior Citizens Mediclaim Policy
• PNB Met Suraksha Plus
• Bharti AXA Life Family Income Secure Plan

New India Senior Citizens Mediclaim Policy Posted: 31 Oct 2013 02:17 AM PDT Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)   New India Senior Citizens Mediclaim Policy Objective Objective of the policy is to cover senior citizens- a stage of life cycle when insurance is most required.   Suited for Anyone between 60 and 80 years of age looking for a coverage up to Rs 1.5 lakh can take this policy.   What does it do? This policy pays for senior citizens' hospitalisation expenses, pre and post hospitalisation expenses, though with sub-limits. It covers ayurvedic, homeopathic and Unani treatment as well. An added advantage is that it covers pre-existing hypertension, diabetes mellitus for an additional 10 per cent premium payment. In the event of four claim-free years, the insured person can get reimbursement for a health check-up.   Pros Cover can be extended upto 90 years of age. Family discount of 10 per cent is available if spouse is also covered. Premium discount of 10 per cent is available for taking a voluntary deductible. A bonus of 5 per cent is paid for each claim free-year upto a maximum of 30 per cent of initial sum insured. Provision to cover pre- existing hypertension, diabetes mellitus on payment of additional 10 per cent premium. Premium paid is eligible for tax benefit under section 80D of the Income Tax Act.   Cons It allows to take a maximum sum assured upto Rs 1.5 lakh only and has a shorter freelook period of 10 days. The premium will be loaded by 10 per cent for renewals during 81 to 85 years and by 20 per cent during 86 and 90 years. It has sub-limits.   Our View A decent policy for senior citizens, where voluntary deductible option can be availed. The major drawback is that it offers a maximum of 1.5 lakh cover only which may not be sufficient at this age. It is difficult to escape sub-limits at this age.   Eligibility Entry Age (years) Minimum 60 Maximum 80 Maximum Policy Renewal Age (years) 90 Coverage Type Senior Citizens Policy Term (years) 1 Sum Insured (Rs) Maximum 1.5 lakh Minimum 1 lakh Tax Benefit Section 80D of the Income Tax Act are applicable Discount Family discount of 10% if spouce is also covered discount of 10% for taking a voluntary deductible of Rs 10000 No Claim Bonus 5% for each claim free year upto maximum of 30% of initial Sum insured. On acceptance of claim during any policy year, entire cumulative bonus earned shall be withdrawn in subsequent policy year. Pre Policy Medical Check Up Mandatory Free look Period 10 days Premium Loading on Basis of Claim History Loading of 10% is applicable for renewal between age of 81- 85 years and 20% on renewal between age of 86-90 years Policy Termination Insurer may cancel the policy by giving a 30 days written notice to policyholder. Policyholder may also cancel the policy at any time by giving a written notice to insurer. In case policyholder cancelling the policy, a certain percentage of premium would be refunded on prorata basis. Customer Service The New India Assurance Co. Ltd Jeevan Bharti Building, Corporate Office: 87, M.G Road, Fort, Mumbai 400001; Regional Office: 124 Connaught Circus, New Delhi-110001 Customer Service Mail to nia.310000@newindia.co.in Call to 1800 209 1415 Network Hospitals Http://newindia.co.in/listofhospitals.aspx   Scope Of Cover Cashless Facility Available at network hospitals Reimbursement Facility Available if treatment taken at any non empanelled hospital Pre-hospitalisation covers medical expenses upto 30 days immediately prior to hospitalisation subject to maximum of 5% of hospital bill Post-hospitalisation covers medical expenses upto 60 days immediately post discharge from hospital subject to maximum of 10% of hospital bill Inpatient Hospitalisation Covered Room rent/ ICU expenses Room rent and boarding expenses will be covered upto 1% of Sum Insured per day and ICU expenses will be covered upto 2% of Sum Insured per day subject to an overall limit of 25% of Sum Insured Surgeon, Anaesthetist, Medical Practitioner, Consultant's Specialist fees covered upto maximum of 25% of Sum Insured Anaesthesia, blood,oxygen, OT charges, surgical appliances, medicines, drugs, diagnostic material, X Ray and artificial implants Covered upto maximum of 50% of Sum Insured Ayurvedic/ Homeopathic/ Unani treatment Covered upto maximum 25% of Sum Insured Emergency ambulance Covered upto maximum of Rs 1000 Expenses for organ donor of transplant Covered Pre existing hypertension, diabetes mellitus will be included in cover since inception of policy only on payment of additional premium of 10% of basic premium for each condition Domiciliary Treatment Not Covered Health Check Up allowed once after every 4 claim free years maximum upto 1% of sum insured excluding cumulative bonus   Exclusions and Waiting Period Pre-existing Diseases Covered after a period of 18 months No claim period 30 days commencing from inception of policy except for accidental injuries Waiting Period Certain diseases such as hernia, diabetes, mellitus, cataract etc. will be covered after a waiting period of 18 months.Age related Osteoarthritis and Osteoporosis and joint replacement due to degenerative condition will be covered after a waiting period of 48 months. Deductible Voluntary deductible of Rs 10000 is applicable General Exclusions Self inflicted bodily injury Dialysis, Chemotherapy and radiotherapyDental treatment, Cost of spectacles, braces and contact lensesNaturopathy treatmentEngagement in any illegal or criminal activitiesBodily injury arising as a result of terrorismbodily injury or disease caused as a result of HIV/ AIDS or any related conditionEngagement in adventurous acts such as parachuting, bunjee jumping etc Happy Investing!! We can help. Call 0 94 8300 8300 (India) Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com --------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C. Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving) Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applications These Application Forms can be used for buying regular mutual funds also Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds ) ICICI Prudential Tax Plan Invest Online HDFC TaxSaver Invest Online DSP BlackRock Tax Saver Fund Invest Online Reliance Tax Saver (ELSS) Fund Invest Online Birla Sun Life Tax Relief '96 Invest Online IDFC Tax Advantage (ELSS) Fund Invest Online SBI Magnum Tax Gain Scheme 1993 Invest Online Sundaram Tax Saver Invest Online Edelweiss ELSS Invest Online ------------------ Best Performing Mutual Funds Largecap Funds Invest Online DSP BlackRock Top 100 Fund ICICI Prudential Focused Blue Chip Fund Birla Sun Life Front Line Equity Fund Large and Midcap Funds Invest Online ICICI Prudential Dynamic Plan HDFC Top 200 Fund UTI Dividend Yield Fund Mid and SmallCap Funds Invest Online Reliance Equity Opportunities Fund DSP BlackRock Small & Midcap Fund Sundaram Select Midcap IDFC Premier Equity Fund Small and MicroCap Funds Invest Online DSP BlackRock MicroCap Fund Sector Funds Invest Online Reliance Banking Fund Reliance Banking Fund Tax Saver MutualFunds Invest Online ICICI Prudential Tax Plan HDFC Taxsaver DSP BlackRock Tax Saver Fund Reliance Tax Saver (ELSS) Fund Gold Mutual Funds Invest Online Relaince Gold Savings Fund ICICI Prudential Regular Gold Savings Fund HDFC Gold Fund Invest in Tax Saving Mutual Funds Download Any Application Forms Buy Mutual Funds Online Invest Online Buy Gold Mutual Funds Invest Now

PNB Met Suraksha Plus Posted: 31 Oct 2013 01:43 AM PDT Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)   PNB Met Suraksha Plus Objective This is an offline insurance policy that pays sum assured to the family members in case of unfortunate demise of the insured member. What does it do? A term plan that pays Sum Assured in case of inopportune death of the life insured. There is no maturity or surrender value. USP of the plan lies in where the company proposes to reduce the premiums of existing policies in case the product undergoes re- pricing and premiums of the plan decrease at anytime in future however, it will not increase the premiums in case of an upward price change during re-pricing. Pros Premium rates will reduce for existing policyholders in case the rates are revised downward, and remain unchanged in case of a hike. High sum assured policies can avail lower premium rates. The policy offers coverage for longer tenure of 35 years. One can add riders for wider coverage. A lapsed policy can be reinstated within 3 years. Premiums paid toward the policy qualify for tax benefits. Cons Riders can be attached only at the time of purchase. Suited for Those who prefer agent's assistance in buying a policy can take this policy. Our View Term plans are the best kind of life insurance available. If you cannot buy a policy without agent's assistance, you may take this policy. However, if you are comfortable with online purchases, look for online policies as they have lower premium rates. You can avail riders for a marginal increase in premium and enhance the scope of coverage. Eligibility Entry Age (years) Minimum 18 Maximum 60 Maximum Maturity Age (years) 70 Policy Term (years) Minimum 10 Maximum 35 Sum Assured (Rs) Minimum Non Smokers: 2500000 Others: 1000000 Maximum No limit Minimum Premium (Rs) Yearly 3600 Half-Yearly 1847 Quarterly 938 Monthly 319 Premium Payment Frequency Yearly, Half-yearly, Quarterly, Monthly, Payroll Savings Plan Premium Payment Term Equal to policy term Premium Factor (multiply with annual premium) 0.5131 for Half-yearly, 0.2605 for Quarterly, 0.0886 for Monthly, 0.0868 for Payroll Savings Program Policy Cover Cover remains fixed for the tenure of the policy Other Features Free Look Cancellation In case, you are not satisfied, you may choose to cancel the policy within 15 days of receiving the policy documents. Upon such cancellation, you will be paid back the premiums, minus the cost of stamp duty, medical reports and proportionate premium for the period for which the risk was covered. Grace Period You are allowed to pay premiums within 30 days of premium due date for Yearly/ Half-yearly/Quarterly premium payment and 15 days from premium due date in case of Monthly premium payment. If a due premium is not received within the grace period, your policy will lapse and the life insurance cover will be terminated. Lapsed Policy Reinstatement You may reinstate your lapsed policy within 3 years from date of first unpaid premium by paying due premiums and undergoing underwriting requirements, if any. Tax Benefits Section 80C, 10(10D) of the Income Tax Act, 1961 would apply. Premiums paid for Critical Illness Rider may qualify for deduction under Section 80D of the Income Tax Act, 1961. Exclusions In case of death by suicide during the first policy year, or within one year from the date of reinstatement, no death benefit is payable. Further, if the Life Assured under the policy, whether medically sane or insane, commits suicide, within one year of exercising the option to increase the Sum Assured, then the amount of increased Sum Assured will not be considered in the calculation of the Death Benefit Customer Service Address MetLife India insurance Company Limited Registered Office: Brigade Seshamahal, 5, Vani Vilas Road, Basavanagudi, Bangalore - 560004 Mail To indiaservice@metlife.co.in Call On 1800 425 6969 or +91 080 26438638 from 8 am to 8 pm SMS Protect' to 5676769 Additions to the Plan Available Rider(s) Accidental death benefit: It covers death due to an accident within 180 days of the accident. Critical Illness Rider: This rider covers 10 critical illnesses namely: Heart Attack, Stroke, Cnacer, Surgery to coronary arteries, Kidney failure, Major organ transplant, Aorta surgery, Blindness, Heart valve replacement and Paraplegia. This rider benefit can be availed only after 90 days starting from the policy purchase date have elapsed. There is also a survival period of 30 days from the date of confirmed diagnosis of the illness before the benefit is actually paid. Rider Conditions Entry Age (years) Minimum 18 Maximum 50 Maximum Maturity Age (years) 60 Sum Assured (Rs) Minimum 50000 Maximum Lower of Base plan insurance or 10 lakh Rider Premium (Rs) Rider premiums vary for each policyholder. For instance, if a 30-year old opts for the Accidental Death rider for Rs 5 lakh sum assured over a 10 year tenure; the annual rider premium works to Rs 400 and Rs 1085 in case of Critical Illness Rider. Happy Investing!! We can help. Call 0 94 8300 8300 (India) Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com --------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C. Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving) Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applications These Application Forms can be used for buying regular mutual funds also Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds ) ICICI Prudential Tax Plan Invest Online HDFC TaxSaver Invest Online DSP BlackRock Tax Saver Fund Invest Online Reliance Tax Saver (ELSS) Fund Invest Online Birla Sun Life Tax Relief '96 Invest Online IDFC Tax Advantage (ELSS) Fund Invest Online SBI Magnum Tax Gain Scheme 1993 Invest Online Sundaram Tax Saver Invest Online Edelweiss ELSS Invest Online ------------------ Best Performing Mutual Funds Largecap Funds Invest Online DSP BlackRock Top 100 Fund ICICI Prudential Focused Blue Chip Fund Birla Sun Life Front Line Equity Fund Large and Midcap Funds Invest Online ICICI Prudential Dynamic Plan HDFC Top 200 Fund UTI Dividend Yield Fund Mid and SmallCap Funds Invest Online Reliance Equity Opportunities Fund DSP BlackRock Small & Midcap Fund Sundaram Select Midcap IDFC Premier Equity Fund Small and MicroCap Funds Invest Online DSP BlackRock MicroCap Fund Sector Funds Invest Online Reliance Banking Fund Reliance Banking Fund Tax Saver MutualFunds Invest Online ICICI Prudential Tax Plan HDFC Taxsaver DSP BlackRock Tax Saver Fund Reliance Tax Saver (ELSS) Fund Gold Mutual Funds Invest Online Relaince Gold Savings Fund ICICI Prudential Regular Gold Savings Fund HDFC Gold Fund Invest in Tax Saving Mutual Funds Download Any Application Forms Buy Mutual Funds Online Invest Online Buy Gold Mutual Funds Invest Now

Bharti AXA Life Family Income Secure Plan Posted: 31 Oct 2013 12:42 AM PDT Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)   Bharti AXA Life Family Income Secure   Objective This term insurance plan pays policy benefits to the nominee as annual installments over a 20-year period, instead of a lump sum payment. What does it do? In case of the policyholder's death, the plan will pay an annual sum over next 20 years to the family. On survival, entire premium paid is returned to the policyholder on maturity. Pros The policy provides for maturity benefit on survival and surrender benefits if one wants to surrender the policy mid term. The annual payout can be used as a replacement of income, and it's better than receiving a lump sum payment. Cons There are no rider options available with the plan. Policy is available for a fixed tenure of 10, 15 or 20 years. Suited for This policy is suitable for those not happy with the idea of paying premium for a pure term plan, paying only death benefit. Our View The return of premium option is a marketing gimmick and does not add value, as you end up paying higher premium as compared to a plain risk cover offered by the same insurer. The annual payout of claim benefits is useful for the policyholder's nominees.   Eligibility Entry Age (years) Minimum 18 Maximum 60 Maximum Maturity Age (years) 70 years for 10 year term 75 years for 15 year term 80 years for 20 year term Policy Term (years) Minimum 10,15 Maximum 20 Sum Assured (Rs) Minimum Annual Income (as selected while buying the policy x 20 years) Maximum No limit Minimum Premium (Rs) Yearly 2500 Half-Yearly 1300 Quarterly 675 Monthly 225 Premium Payment Frequency Yearly, Half-Yearly, Quarterly(via ECS), Monthly(via ECS) Premium Payment Term Equal to Policy term Policy Cover Cover remains same throughout the policy term. Other Features Free Look Cancellation In case, you are not satisfied, you may choose to cancel the policy within 15 days of receiving the policy documents. Upon such cancellation, you will be paid back the premiums, minus the cost of stamp duty, medical reports and proportionate premium for the period for which the risk was covered. Grace Period You are allowed to pay premiums within 30 days from the due date for Yearly, Half yearly and quarterly premium payment modes and 15 days in case of monthly premium payment mode.. If a due premium is not received within the grace period, your policy will lapse and the life insurance cover will be terminated. Lapsed Policy Reinstatement You can reinstate your lapsed policy any time (within 2 years from the due date of the first unpaid premium) by paying all the due premiums with interest and undergoing underwriting requirements, if any. Tax Benefits Section 80C, 10(10D) of the Income Tax Act, 1961 would apply. Exclusions In case of death by suicide during the first policy year, or within one year from the date of reinstatement, no death benefit is payable. Maturity Value 100% of total premiums paid during benefit term Surrender Value Allowed after three year premiums have been paid duly on time and three years have alapsed. It is calculated as: 30% x premiums paid till date excluding first years premium excluding first year's premium and any extra premium paid. Customer Service Bharti AXA Life Insurance Company Limited, Unit 601 & 602, 6th Floor, Raheja Titanium, Off Western Express Highway, Goregaon (East), Mumbai 400 063 Happy Investing!! We can help. Call 0 94 8300 8300 (India) Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com --------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C. Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving) Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applications These Application Forms can be used for buying regular mutual funds also Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds ) ICICI Prudential Tax Plan Invest Online HDFC TaxSaver Invest Online DSP BlackRock Tax Saver Fund Invest Online Reliance Tax Saver (ELSS) Fund Invest Online Birla Sun Life Tax Relief '96 Invest Online IDFC Tax Advantage (ELSS) Fund Invest Online SBI Magnum Tax Gain Scheme 1993 Invest Online Sundaram Tax Saver Invest Online Edelweiss ELSS Invest Online ------------------ Best Performing Mutual Funds Largecap Funds Invest Online DSP BlackRock Top 100 Fund ICICI Prudential Focused Blue Chip Fund Birla Sun Life Front Line Equity Fund Large and Midcap Funds Invest Online ICICI Prudential Dynamic Plan HDFC Top 200 Fund UTI Dividend Yield Fund Mid and SmallCap Funds Invest Online Reliance Equity Opportunities Fund DSP BlackRock Small & Midcap Fund Sundaram Select Midcap IDFC Premier Equity Fund Small and MicroCap Funds Invest Online DSP BlackRock MicroCap Fund Sector Funds Invest Online Reliance Banking Fund Reliance Banking Fund Tax Saver MutualFunds Invest Online ICICI Prudential Tax Plan HDFC Taxsaver DSP BlackRock Tax Saver Fund Reliance Tax Saver (ELSS) Fund Gold Mutual Funds Invest Online Relaince Gold Savings Fund ICICI Prudential Regular Gold Savings Fund HDFC Gold Fund Invest in Tax Saving Mutual Funds Download Any Application Forms Buy Mutual Funds Online Invest Online Buy Gold Mutual Funds Invest Now

You are subscribed to email updates from Prajna Capital - An Investment Guide To stop receiving these emails, you may unsubscribe now.	Email delivery powered by Google
Google Inc., 20 West Kinzie, Chicago IL USA 60610