Monday, February 6, 2012

Prajna Capital

Prajna Capital


UTI Mutual Fund NFO - UTI Fixed Term Income Series X – VII

Posted: 06 Feb 2012 06:06 AM PST

 

UTI Mutual Fund has announced the new fund offer of UTI Fixed Term Income Series X - VII (368 Days). The scheme will be open for subscription from February 3, 2012 to February 9, 2012.

 
 

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Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

 

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

 

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

 

These Application Forms can be used for buying regular mutual funds also

 

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

  1. HDFC TaxSaver
  2. ICICI Prudential Tax Plan
  3. DSP BlackRock Tax Saver Fund
  4. Birla Sun Life Tax Relief '96
  5. Reliance Tax Saver (ELSS) Fund
  6. IDFC Tax Advantage (ELSS) Fund
  7. SBI Magnum Tax Gain Scheme 1993
  8. Sundaram Tax Saver

---------------------------------------------

Application form for Tax Saving Infrastructure Bond and more information

Current open Infra Bond Application form

 

Submit filled up application    Collection canter near you

 

 

------------------------------------------------
How to apply to HUDCO Bonds?

Apply for HUDCO Tax Free Bonds forms below

Download HUDCO Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

 

------------------------------------------------
How to apply to REC Bonds?

Apply for REC Tax Free Bonds forms below

Download REC Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

Tata Tax Saving Fund

Posted: 06 Feb 2012 04:08 AM PST

 

Tata Mutual Fund has announced dividend under the dividend option of Tata Tax Saving Fund. The quantum of dividend will be Rs.1.50 per unit.

 

The record date has been fixed as February 8, 2012. Earlier, it had declared a dividend of Rs.2 per unit in December 2011.

 

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Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

 

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

 

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

 

These Application Forms can be used for buying regular mutual funds also

 

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

  1. HDFC TaxSaver
  2. ICICI Prudential Tax Plan
  3. DSP BlackRock Tax Saver Fund
  4. Birla Sun Life Tax Relief '96
  5. Reliance Tax Saver (ELSS) Fund
  6. IDFC Tax Advantage (ELSS) Fund
  7. SBI Magnum Tax Gain Scheme 1993
  8. Sundaram Tax Saver

---------------------------------------------

Application form for Tax Saving Infrastructure Bond and more information

Current open Infra Bond Application form

 

Submit filled up application    Collection canter near you

 

 

------------------------------------------------
How to apply to HUDCO Bonds?

Apply for HUDCO Tax Free Bonds forms below

Download HUDCO Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

 

------------------------------------------------
How to apply to REC Bonds?

Apply for REC Tax Free Bonds forms below

Download REC Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

Mirae Asset Cash Management Fund - Benchmark Change

Posted: 06 Feb 2012 03:21 AM PST

 

Mirae Asset Mutual Fund has announced the Change in Benchmark Index of Mirae Asset Cash Management Fund, with effect from February 1, 2012. Now, the benchmark will be CRISIL Liquid Fund Index instead of CCIL Mibor
 

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Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

 

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

 

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

 

These Application Forms can be used for buying regular mutual funds also

 

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

  1. HDFC TaxSaver
  2. ICICI Prudential Tax Plan
  3. DSP BlackRock Tax Saver Fund
  4. Birla Sun Life Tax Relief '96
  5. Reliance Tax Saver (ELSS) Fund
  6. IDFC Tax Advantage (ELSS) Fund
  7. SBI Magnum Tax Gain Scheme 1993
  8. Sundaram Tax Saver

---------------------------------------------

Application form for Tax Saving Infrastructure Bond and more information

Current open Infra Bond Application form

 

Submit filled up application    Collection canter near you

 

 

------------------------------------------------
How to apply to IRFC Bonds?

Apply for IRFC Tax Free Bonds forms below

Download IRFC Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

------------------------------------------------
How to apply to HUDCO Bonds?

Apply for HUDCO Tax Free Bonds forms below

Download HUDCO Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

 

------------------------------------------------
How to apply to REC Bonds?

Apply for REC Tax Free Bonds forms below

Download REC Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

 

HUDCO tax free bond has been extended till 10th February 2012

Posted: 06 Feb 2012 01:11 AM PST

HUDCO tax free bond has been extended till 10th of February
 

------------------------------------------------
How to apply to HUDCO Bonds?

Apply for HUDCO Tax Free Bonds forms below

Download HUDCO Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

---------------------------------------------

Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

 

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

 

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

 

These Application Forms can be used for buying regular mutual funds also

 

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

  1. HDFC TaxSaver
  2. ICICI Prudential Tax Plan
  3. DSP BlackRock Tax Saver Fund
  4. Birla Sun Life Tax Relief '96
  5. Reliance Tax Saver (ELSS) Fund
  6. IDFC Tax Advantage (ELSS) Fund
  7. SBI Magnum Tax Gain Scheme 1993
  8. Sundaram Tax Saver

---------------------------------------------

Application form for Tax Saving Infrastructure Bond and more information

Current open Infra Bond Application form

 

Submit filled up application    Collection canter near you

 

 

Mutual Fund NAV – Who Computes it and how is it Computed?

Posted: 06 Feb 2012 12:42 AM PST

The fund management charges and exit load are the only way an asset management company (AMC) earns there is no other source of income. Exit load is actually a misnomer, as the load kicks in depending on the time you stay invested in the fund. For instance, funds charge an exit load depending on the time you stay invested in a fund. These loads are capped at 4 per cent and the regulatory mechanism enforces that only up to the first one per cent goes to the AMC with the rest being re-invested in the fund.

 

The responsibility of calculating and verifying the NAV rests with the AMC, with scrutiny by the market regulator SEBI and compliance mechanism within the AMC to ensure the NAV is calculated correctly. There are stated and well documented mechanisms to arrive at the value of the assets in which the fund has invested in while arriving at the NAV. For instance, a high investment in a small company may not cost the fund a lot of money, however, when the fund decides to offload its stake; the market value of such a stock for want of takers may fall steeply which can impact the value of the stock. There are also ways in which illiquid securities are valued when arriving at the NAV which are all well documented and regulated. If your concern is about an AMC incorrectly arriving at the NAV; it is highly unlikely.
 

---------------------------------------------

Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

 

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

 

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

 

These Application Forms can be used for buying regular mutual funds also

 

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

  1. HDFC TaxSaver
  2. ICICI Prudential Tax Plan
  3. DSP BlackRock Tax Saver Fund
  4. Birla Sun Life Tax Relief '96
  5. Reliance Tax Saver (ELSS) Fund
  6. IDFC Tax Advantage (ELSS) Fund
  7. SBI Magnum Tax Gain Scheme 1993
  8. Sundaram Tax Saver

---------------------------------------------

Application form for Tax Saving Infrastructure Bond and more information

Current open Infra Bond Application form

 

Submit filled up application    Collection canter near you

 

 

------------------------------------------------
How to apply to IRFC Bonds?

Apply for IRFC Tax Free Bonds forms below

Download IRFC Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

------------------------------------------------
How to apply to HUDCO Bonds?

Apply for HUDCO Tax Free Bonds forms below

Download HUDCO Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

 

------------------------------------------------
How to apply to REC Bonds?

Apply for REC Tax Free Bonds forms below

Download REC Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

 

Quantum Long Term Equity

Posted: 05 Feb 2012 09:10 PM PST

Tax Saving Mutual Funds Online

Current open Infra Bond Application form

 

Quantum Long Term Equity has performed reasonably well, both during rallies and downturns. Investors seeking to participate in the equity markets without taking much risk may consider investing in the scheme, given its emphasis on value investing


Quantum Long Term Equity is a relatively small scheme, managing less than Rs 100 crore of assets. But, its performance over the past few years, especially since the market meltdown of 2008, has shown it to be one of the better performers. The scheme focuses on value investing and is not shy of holding cash if it fails to find right valuations. This strategy discourages the scheme from investing in momentum stocks and thus mitigates investment risk. Investors of Indian equities, being generally obsessed with growth, have not given much recognition to the concept of value investing, which is otherwise construed to be one of the desirable investment concepts globally. But given the kind of volatility Indian equities have witnessed in recent past, this concept has begun to evolve as a relatively safer play. Those seeking to gain from equities without undue risk may consider investing in this scheme.
 

---------------------------------------------

Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

 

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

 

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

 

These Application Forms can be used for buying regular mutual funds also

 

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

  1. HDFC TaxSaver
  2. ICICI Prudential Tax Plan
  3. DSP BlackRock Tax Saver Fund
  4. Birla Sun Life Tax Relief '96
  5. Reliance Tax Saver (ELSS) Fund
  6. IDFC Tax Advantage (ELSS) Fund
  7. SBI Magnum Tax Gain Scheme 1993
  8. Sundaram Tax Saver

---------------------------------------------

Application form for Tax Saving Infrastructure Bond and more information

Current open Infra Bond Application form

 

Submit filled up application    Collection canter near you

 

 

------------------------------------------------
How to apply to IRFC Bonds?

Apply for IRFC Tax Free Bonds forms below

Download IRFC Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

------------------------------------------------
How to apply to HUDCO Bonds?

Apply for HUDCO Tax Free Bonds forms below

Download HUDCO Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

 

------------------------------------------------
How to apply to REC Bonds?

Apply for REC Tax Free Bonds forms below

Download REC Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

Insurance Planning - Single Premium or Regular Premium?

Posted: 05 Feb 2012 07:59 PM PST

Tax Saving Mutual Funds Online

Current open Infra Bond Application form



Once you have decided to buy a life insurance plan, the premium paying frequency is an important aspect you should consider. It is important to decide whether you would like to pay the entire premium amount at one go as a single premium or at regular intervals for a particular period of time through regular premium payments. Here are some aspects you should look at before deciding whether your insurance policy should go single or not.

Consider the single premium option if you have an irregular income or bulk money receipts like bonuses and would not have a problem in putting away a lump sum amount for a long period of time. However, do note that you will be able to pay the premium only when you have sufficient funds in hand. Regular premiums, on the other hand, are suitable for those with a regular income and/or who cannot afford to block a big sum at one go. Such individuals would have the capacity to pay premiums regularly for many years ahead. You can choose to pay the regular premium annually, halfyearly, quarterly or on a monthly basis; as well as decide on paying for the full term of the policy or a limited period during the policy term.

Single premium plans being a one-time payment take away the fear of forgetting to pay future renewal premiums and the resultant lapse of policy. Thus, these are suitable for those seeking the convenience of having a suitable insurance through-out, without the 'hassle' of paying any more premiums. On the other hand, although regular premiums need to be paid consistently to continue the policy, it also offers you the option to discontinue the policy, if needed. This is the case, especially in a term cover policy, where the amount of premiums paid may not be too large. Consequently, the loss on discontinuance may not be much since premium rates for term cover plans have come down in the present market. In the current scenario, regular premium Ulips too do not penalise you for a break in premium payments, but transfer your investment into a discontinuance fund to ensure you stay invested.

Single premium plans in the market usually carry larger minimum premium sizes than a regular premium for the same plan. So, the single premium payable can be a substantially large amount for a reasonable cover. But in a regular premium case, the amount of each premium will be small and will not pinch your pocket. Also, when pricing the premium/charges of a plan, insurance companies usually cost-in for any uncertainties of the future in the calculation. The main difference between a single premium and a regular premium plan can be in lapse, expenses and investment return. Since single premium will not have to factor for discontinuation of premium, renewal commissions & expenses with respect to renewal activity, the overall premium payable may be lower.

Insurance plans are basically long-term products. If the investor stays invested for at least 10 years, the returns would be larger. However, in a single premium plan, since the entire sum is invested at one go, it may expose you to market volatility. But you can overcome this by opting for the fund switch facility in Ulip products.


On the other hand, a regular premium product will cover the risk of the volatilities in the market, since a more frequent payment of premium can save you against such market fluctuations.

In a single premium product, you can access your money only through a policy loan or by surrendering the policy. However, the applicable loan interest and surrender fee/charges can be onerous, but the quantum of loan in a single premium can be bigger. Most companies do not offer riders on single premium options, whereas a range of riders are available on regular premium such as critical illness, accidental death, waiver of premium etc.

TAX BENEFIT

Single premium plans are eligible for deduction under Section 80C and Section 10(10D) that makes withdrawals tax free (subject to life cover being five times the premium). However the deduction under Section 80C can be availed only once. On the other hand, you can avail tax benefit in a regular premium plan throughout the premium paying term.

 

---------------------------------------------

Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

 

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

 

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

 

These Application Forms can be used for buying regular mutual funds also

 

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

  1. HDFC TaxSaver
  2. ICICI Prudential Tax Plan
  3. DSP BlackRock Tax Saver Fund
  4. Birla Sun Life Tax Relief '96
  5. Reliance Tax Saver (ELSS) Fund
  6. IDFC Tax Advantage (ELSS) Fund
  7. SBI Magnum Tax Gain Scheme 1993
  8. Sundaram Tax Saver

---------------------------------------------

Application form for Tax Saving Infrastructure Bond and more information

Current open Infra Bond Application form

 

Submit filled up application    Collection canter near you

 

 

------------------------------------------------
How to apply to IRFC Bonds?

Apply for IRFC Tax Free Bonds forms below

Download IRFC Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

------------------------------------------------
How to apply to HUDCO Bonds?

Apply for HUDCO Tax Free Bonds forms below

Download HUDCO Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

 

------------------------------------------------
How to apply to REC Bonds?

Apply for REC Tax Free Bonds forms below

Download REC Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

 

Birla Sun Life Income Fund is renamed to Birla Sun Life Short term Fund

Posted: 05 Feb 2012 06:44 PM PST

Birla Sun Life Mutual Fund has renamed Birla Sun Life Income Fund, with effect from February 1. Now, the new name will be Birla Sun Life Short term Fund.
---------------------------------------------

Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

 

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

 

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

 

These Application Forms can be used for buying regular mutual funds also

 

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

  1. HDFC TaxSaver
  2. ICICI Prudential Tax Plan
  3. DSP BlackRock Tax Saver Fund
  4. Birla Sun Life Tax Relief '96
  5. Reliance Tax Saver (ELSS) Fund
  6. IDFC Tax Advantage (ELSS) Fund
  7. SBI Magnum Tax Gain Scheme 1993
  8. Sundaram Tax Saver

---------------------------------------------

Application form for Tax Saving Infrastructure Bond and more information

Current open Infra Bond Application form

 

Submit filled up application    Collection canter near you

 

 

------------------------------------------------
How to apply to IRFC Bonds?

Apply for IRFC Tax Free Bonds forms below

Download IRFC Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

------------------------------------------------
How to apply to HUDCO Bonds?

Apply for HUDCO Tax Free Bonds forms below

Download HUDCO Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

 

------------------------------------------------
How to apply to REC Bonds?

Apply for REC Tax Free Bonds forms below

Download REC Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

80CCF Tax Saving Infra bonds

Posted: 05 Feb 2012 08:20 AM PST

Invest in Tax Saving Infra Bonds upto Rs 20,000 and Save tax under Section 80CCF. This is over and above Rs 1 lakh tax saving investment option available under Section 80C. You can save tax upto Rs 6100 and earn returns in excess of 9% over long period of time 10 to 15 years.

 

Download Infra Bond Application form below.

 
 

---------------------------------------------

Application form for Tax Saving Infrastructure Bond and more information

 

Current open Infra Bond Application form

 

 

Submit filled up application    Collection canter near you

 

 

---------------------------------------------

Invest in Tax Saving Mutual Funds (ELSS Mutual Funds) to upto Rs 1 lakh and Save tax under Section 80C.

 

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

 

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

 

These Application Forms can be used for buying regular mutual funds also

 

Submit filled up application    Collection canter near you

 

SIP in mutual fund to create wealth

Posted: 05 Feb 2012 07:36 AM PST

 

THERE are different ways in which a systematic investment plan (SIP) can be implemented. However, the investors are often in a confused state due to the different methods used by various fund houses for processing SIP. This leads to a situation where the investor is not sure of the way in which the position can be tackled. Here is a common way in which the entire SIP investment gets disrupted, and how to tackle this position.

Structuring the investment: The process of investing in a SIP consists of two steps. The first one involves starting the investment, followed by the specified number of instalments to complete the entire process. In this regards, the choice of the time period for the purpose of the entire exercise is important as it determines the number of instalments that will be paid and the total amount that will be invested. Thus, there can be different time periods chosen by various investors. Some would go for a six-month period, while others can go for a longer time period of over three years.

Once this is determined, then the next step will be to complete the transaction. In most cases, the investment will consist of the initial investment, followed by the remaining instalments of the transaction. So, for example, if there is a six-month investment, then this consists of the first investment followed by the five further instalments.

Difference: There is a need to distinguish the two parts of the investment because in most cases the process is started by the first investment resulting in a situation where the investor submits the required form and other details of the SIP with the initial part of the investment. The remaining parts then just ensure that the process is completed and consists of similar amounts of payments.

Often, the two modes are made using different routes. So, there would be a cheque used for the first instalment like the use of the ECS for the remaining part. This facility is made available by the mutual funds for the convenience of the investor.

Amount: Now, there are different policies that are followed by different mutual funds. The issue in is whether the instalments will have to be of the same amount right from the first one to the last one. One point of view is that the initial investment is just a process to open the account and start of the investment process, so, there should not be any problem if the figure differs with the other instalments. For example, if the initial investment is of say Rs 25,000 and the other investments are of Rs 20,000 each, some funds accept this position, while many others do not. Hence, investors might not be able to do this with all funds.

The other view holds that there is just a single transaction that covers all the investments into the various parts of the SIP , so, there has to be a single figure that is common across all the investments. In this case, the initial part of the transaction is just the first part of the entire process.


So, this will need to be the same as the other details.


In the example above, it means, all instalments, including the first of Rs 25,000 each. Investors would do well to ensure that they follow the process of ensuring that the investment amounts are similar to avoid any confusion.

 

---------------------------------------------

Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

 

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

 

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

 

These Application Forms can be used for buying regular mutual funds also

 

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

  1. HDFC TaxSaver
  2. ICICI Prudential Tax Plan
  3. DSP BlackRock Tax Saver Fund
  4. Birla Sun Life Tax Relief '96
  5. Reliance Tax Saver (ELSS) Fund
  6. IDFC Tax Advantage (ELSS) Fund
  7. SBI Magnum Tax Gain Scheme 1993
  8. Sundaram Tax Saver

---------------------------------------------

Application form for Tax Saving Infrastructure Bond and more information

Current open Infra Bond Application form

 

Submit filled up application    Collection canter near you

 

 

------------------------------------------------
How to apply to IRFC Bonds?

Apply for IRFC Tax Free Bonds forms below

Download IRFC Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

------------------------------------------------
How to apply to HUDCO Bonds?

Apply for HUDCO Tax Free Bonds forms below

Download HUDCO Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

 

------------------------------------------------
How to apply to REC Bonds?

Apply for REC Tax Free Bonds forms below

Download REC Tax Free Bond Application Forms

Submit the filled up form to Collection canter near you

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