Prajna Capital

---

• Equity Investing is for the long term
• Should you Invest Outside India Stock Markets with these funds?
• REITs

Equity Investing is for the long term Posted: 26 Sep 2014 04:58 AM PDT Download Tax Saving Mutual Fund Application Forms Invest In Tax Saving Mutual Funds Online Buy Gold Mutual Funds Leave a missed Call on 94 8300 8300   Equity Investing for long term  In equity investments, it is often said that true success is not about timing the market but the time spent in the market. For that to happen, as an investor you need time on your side. That is, you should be ready to stay invested for the long term. However, the fact remains that as investors we are so obsessed with the short-term rewards that we usually don't develop the capability to see the long term. The executive cited an experiment once done by a finance professional involving two sets of investors. Over a 25-year period, he had given one group of investors information about their portfolio on a monthly basis. The other group of investors got the information about their portfolio once every five years. So, in effect, the first group got 300 portfolio disclosures through the life of the experiment while the other one got just five disclosures. At the end of 25 years, it was seen that the portfolio of the group that got monthly information had returned about half of what the portfolio with five annual disclosures had returned. Equity market returns come only in spurts and they are not accommodating. It means that, unlike in fixed income where you get at least regular returns and those returns are fixed, equity returns are mostly not secular in nature. For strong returns in the stock market, sustaining with a long term focus is very important. Don't worry about short-term blips This means, as an investor in equities, you need to be invested at the right time to gather in one shot the gains that may not have come over several months. And since it is impossible for even the best of fund managers to always be invested at the right time before a market starts rallying and then get out just before it gets into a bearish phase, it is always advisable to remain invested over the long term and enjoy the gains as they come along in phases. Investment advisers also say that most investors often miss out on the big picture — that is, the gains that can emerge over the long term — and just concentrate on the short term. For example, companies which are in the infrastructure and energy sectors come with long gestation periods. So, investors in these stocks need to be patient for substantial gains. For example, in the last few years infrastructure funds had underperformed the market by a good measure. However, if you look at the returns from these funds in the last few months, you can see they are among the best performers, some of them returning near triple digit gains. So, the investors who redeemed these funds in the last two-three years have missed out on a great opportunity. Often, it has been seen that a year's performance more than makes up for the underperformance of several years. So, investors need to have patience and stay invested for the long term to reap those gains which come in spurts. For this, mutual funds are the best vehicle where either you invest regularly or invest once and leave it up to the fund manager to bring in the gains. For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call Leave a missed Call on 94 8300 8300 Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com --------------------------------------------- Invest Mutual Funds Online Invest Any Mutual Fund Online Download Mutual Fund Application Forms from all AMCs Download Mutual Any Fund Application Forms --------------------------------------------- Best Performing Mutual Funds Largecap Funds Invest Online DSP BlackRock Top 100 Fund ICICI Prudential Focused Blue Chip Fund Franklin India Bluechip ICICI Prudential Top 100 Fund B. Large and Midcap Funds Invest Online ICICI Prudential Dynamic Plan HDFC Top 200 Fund UTI Dividend Yield Fund Birla Sun Life Front Line Equity Fund Franklin India Prima C. Mid and SmallCap Funds Invest Online Reliance Equity Opportunities Fund DSP BlackRock Small & Midcap Fund Sundaram Select Midcap IDFC Premier Equity Fund Birla Sun Life Dividend Yield Plus SBI Emerging Businesses Fund HDFC Mid-Cap Opportunities Fund ICICI Prudential Discovery Fund D. Small and MicroCap Funds Invest Online DSP BlackRock MicroCap Fund Franklin India Smaller Companies E. Sector Funds Invest Online Reliance Banking Fund Reliance Banking Fund ICICI Prudential Banking and Financial Services Fund F. Tax Saver Mutual Funds Invest Online 1. ICICI Prudential Tax Plan 2. HDFC Taxsaver DSP BlackRock Tax Saver Fund Reliance Tax Saver (ELSS) Fund G. Gold Mutual Funds Invest Online Relaince Gold Savings Fund ICICI Prudential Regular Gold Savings Fund HDFC Gold Fund Birla Sun Life Gold H. International funds Invest Online 1. Birla Sun Life International Equity Plan A 2. DSP BlackRock US Flexible Equity 3. FT India Feeder Franklin US Opportunities 4. ICICI Prudential US Bluechip Equity 5. Motilal Oswal MOSt Shares NASDAQ-100 ETF Invest in Tax Saving Mutual Funds Download Any Application Forms Buy Mutual Funds Online Invest Online Buy Gold Mutual Funds Invest Now

Should you Invest Outside India Stock Markets with these funds? Posted: 26 Sep 2014 03:40 AM PDT Download Tax Saving Mutual Fund Application Forms Invest In Tax Saving Mutual Funds Online Buy Gold Mutual Funds Leave a missed Call on 94 8300 8300     One of the two recently launched international funds takes asset allocation calls, while the other focuses on Japanese equities. Should they be a part of your portfolio?   The Indian equity markets were very volatile between September 2007 and the first half of 2013. Fund houses launched many international funds during this period to allow investors to diversify beyond the domestic market. The process of enlarging the international bouquet continues with two recent launches. DSPBR Global Allocation Fund This fund-of-funds (FoF) will invest in BlackRock Global Funds-Global Allocation Fund. The mother fund was launched in 1997 and has an AUM of $105 billion. This FoF allows you to outsource the global asset allocation decision to a fund manager. Based on valuations and the prospects of equities, the fund manager will decide how much to invest in equities and how much in debt and cash. It also allows geographic diversification. Different international markets do well in different years. It is difficult for retail investors to catch these uptrends. By investing in this fund, you allow the 40-strong fund management team to decide where to invest. The fund has a lower level of volatility than pure equity funds. One risk that the fund carries is that the fund manager has more calls to take: which asset class to go overweight on, and which geography to bet on. Any of those calls could possibly go wrong. Also, if the rupee appreciates against the dollar, the fund's returns will be affected. This fund should be used more as a diversification tool. Those looking for very high returns may be disappointed. This diversified fund with a long track record can serve as the first fund in your international portfolio. You may allocate up to 5% of your total portfolio to it. For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call Leave a missed Call on 94 8300 8300 Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com --------------------------------------------- Invest Mutual Funds Online Invest Any Mutual Fund Online Download Mutual Fund Application Forms from all AMCs Download Mutual Any Fund Application Forms --------------------------------------------- Best Performing Mutual Funds Largecap Funds Invest Online DSP BlackRock Top 100 Fund ICICI Prudential Focused Blue Chip Fund Franklin India Bluechip ICICI Prudential Top 100 Fund B. Large and Midcap Funds Invest Online ICICI Prudential Dynamic Plan HDFC Top 200 Fund UTI Dividend Yield Fund Birla Sun Life Front Line Equity Fund Franklin India Prima C. Mid and SmallCap Funds Invest Online Reliance Equity Opportunities Fund DSP BlackRock Small & Midcap Fund Sundaram Select Midcap IDFC Premier Equity Fund Birla Sun Life Dividend Yield Plus SBI Emerging Businesses Fund HDFC Mid-Cap Opportunities Fund ICICI Prudential Discovery Fund D. Small and MicroCap Funds Invest Online DSP BlackRock MicroCap Fund Franklin India Smaller Companies E. Sector Funds Invest Online Reliance Banking Fund Reliance Banking Fund ICICI Prudential Banking and Financial Services Fund F. Tax Saver Mutual Funds Invest Online 1. ICICI Prudential Tax Plan 2. HDFC Taxsaver DSP BlackRock Tax Saver Fund Reliance Tax Saver (ELSS) Fund G. Gold Mutual Funds Invest Online Relaince Gold Savings Fund ICICI Prudential Regular Gold Savings Fund HDFC Gold Fund Birla Sun Life Gold H. International funds Invest Online 1. Birla Sun Life International Equity Plan A 2. DSP BlackRock US Flexible Equity 3. FT India Feeder Franklin US Opportunities 4. ICICI Prudential US Bluechip Equity 5. Motilal Oswal MOSt Shares NASDAQ-100 ETF Invest in Tax Saving Mutual Funds Download Any Application Forms Buy Mutual Funds Online Invest Online Buy Gold Mutual Funds Invest Now

REITs Posted: 26 Sep 2014 02:38 AM PDT Download Tax Saving Mutual Fund Application Forms Invest In Tax Saving Mutual Funds Online Buy Gold Mutual Funds Leave a missed Call on 94 8300 8300   For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call Leave a missed Call on 94 8300 8300 Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com --------------------------------------------- Invest Mutual Funds Online Invest Any Mutual Fund Online Download Mutual Fund Application Forms from all AMCs Download Mutual Any Fund Application Forms --------------------------------------------- Best Performing Mutual Funds Largecap Funds Invest Online DSP BlackRock Top 100 Fund ICICI Prudential Focused Blue Chip Fund Franklin India Bluechip ICICI Prudential Top 100 Fund B. Large and Midcap Funds Invest Online ICICI Prudential Dynamic Plan HDFC Top 200 Fund UTI Dividend Yield Fund Birla Sun Life Front Line Equity Fund Franklin India Prima C. Mid and SmallCap Funds Invest Online Reliance Equity Opportunities Fund DSP BlackRock Small & Midcap Fund Sundaram Select Midcap IDFC Premier Equity Fund Birla Sun Life Dividend Yield Plus SBI Emerging Businesses Fund HDFC Mid-Cap Opportunities Fund ICICI Prudential Discovery Fund D. Small and MicroCap Funds Invest Online DSP BlackRock MicroCap Fund Franklin India Smaller Companies E. Sector Funds Invest Online Reliance Banking Fund Reliance Banking Fund ICICI Prudential Banking and Financial Services Fund F. Tax Saver Mutual Funds Invest Online 1. ICICI Prudential Tax Plan 2. HDFC Taxsaver DSP BlackRock Tax Saver Fund Reliance Tax Saver (ELSS) Fund G. Gold Mutual Funds Invest Online Relaince Gold Savings Fund ICICI Prudential Regular Gold Savings Fund HDFC Gold Fund Birla Sun Life Gold H. International funds Invest Online 1. Birla Sun Life International Equity Plan A 2. DSP BlackRock US Flexible Equity 3. FT India Feeder Franklin US Opportunities 4. ICICI Prudential US Bluechip Equity 5. Motilal Oswal MOSt Shares NASDAQ-100 ETF Invest in Tax Saving Mutual Funds Download Any Application Forms Buy Mutual Funds Online Invest Online Buy Gold Mutual Funds Invest Now

You are subscribed to email updates from Prajna Capital - An Investment Guide To stop receiving these emails, you may unsubscribe now.	Email delivery powered by Google
Google Inc., 20 West Kinzie, Chicago IL USA 60610