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- How does Tenure of the Home Loan affect cost of Loan?
- Best Large and Midcap funds to invest in for 2014
- Personal Loan
| How does Tenure of the Home Loan affect cost of Loan? Posted: 28 Jan 2014 04:11 AM PST Invest In Tax Saving Mutual Funds Online Call 0 94 8300 8300 (India)
The longer the tenure of the loan, the lesser will be your monthly EMI outflow. Shorter tenures mean greater EMI burden, but your loan is repaid faster. If you have a short-term cash flow mismatch, your bank may increase the tenure of the loan, and your EMI burden comes down. But longer tenures mean payment of larger interest towards the loan and make it more expensive.
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Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)
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| Best Large and Midcap funds to invest in for 2014 Posted: 28 Jan 2014 03:00 AM PST Download Tax Saving Mutual Fund Application Forms Invest In Tax Saving Mutual Funds Online Leave a missed Call on 94 8300 8300 Large and Midcap Mutual Funds for 2014
Funds in this category suit those who are averse to wide fluctuations in their investment returns Funds in this category have a large cap bias along with a limited exposure to mid and small cap stocks which perfectly suits those who are averse to wide fluctuations in their investment returns.
While large cap allocation of these funds provides downside protection to the portfolio, exposure to mid and small cap stocks gives it an extra edge to generate superior returns.
Here are India's finest funds in the large and mid cap space :
Birla Sun Life Frontline Equity Invest Online
Canara Robeco Equity Diversified Invest Online
ICICI Prudential Dynamic Plan Invest Online
Mirae Asset India Opportunities Invest Online
Quantum Long Term Equity Invest Online
UTI Equity Invest Online
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Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com
--------------------------------------------- Invest Mutual Funds Online
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Best Performing Mutual Funds
B. Large and Midcap Funds Invest Online
C. Mid and SmallCap Funds Invest Online
D. Small and MicroCap Funds Invest Online
2. Franklin India Smaller Companies E. Sector Funds Invest Online
F. Tax Saver Mutual Funds Invest Online 1. ICICI Prudential Tax Plan 2. HDFC Taxsaver
G. Gold Mutual Funds Invest Online
H. International funds Invest Online 1. Birla Sun Life International Equity Plan A 2. DSP BlackRock US Flexible Equity 3. FT India Feeder Franklin US Opportunities 4. ICICI Prudential US Bluechip Equity 5. Motilal Oswal MOSt Shares NASDAQ-100 ETF |
| Posted: 28 Jan 2014 02:09 AM PST Invest In Tax Saving Mutual Funds Online Call 0 94 8300 8300 (India)
Loan which is used for personal needs is called Personal Loan. It helps to meet the needs like Investment, Holidays, Wedding Expenses, Medical Expenses, Business, Consumer Durables, etc. Personal Loans require some documents, such as a proof of residence, qualifying income level and job or business stability. Personal loans start from as little as 25,000 and go as high as 20 lakhs. Interest rates on personal loans vary wildly between banks and also depend on the income and job stability of the customer. For a personal loan it is always advisable to talk with multiple banks. The easiest way to do this is to apply using an online service which will get you quotes from different banks.
These loans are used by the people for meeting the needs of the family members and also for their own needs. These are the loans which are secured as well as unsecured; basically this term is very common. Everyone is taking the loans for the sake of buying the durable and as well as perishable goods. Durable goods are those which are long lasting in nature and their lifetime is longer than of the perishable products. The people are also taking loan for buying the services also like the services of doctors etc. Personal loan is the money which the person gets from the bank and after getting the amount one is liable to go for regular payments on monthly basis. This loan is used for the personal purposes of the person, one can use this loan for any maintenance work, or one can get the loan to meet the emergencies of day to day.
Types of personal loans
Basically, there are three types of personal loans, namely,
1. Installment loans
2. Balloon loans
3. Single payment loans
Installment Loan
These are the loans in which you need to return the amount of money borrowed, along with the interest, in monthly installments over a pre- assigned period of time. This is the most popular kind of loan and people normally opt for this kind of loan.
Balloon Loan
These loans require you to pay installments over a set period of time along with a relatively greater amount of money at the term-end. You must ensure that your income level does not decrease during the loan term so that you can afford to meet the ‘balloon’ amount in the end.
Single payment Loan
This type of loans involves payment of the whole amount of money taken as a loan, along with the interest rates, at a certain date in the future. Personal loans allow us to overcome an acute financial crisis, and prevent the necessity of mortgaging the home, jewelry or other such prized possessions in order to meet the immediate fund requirements. They help one to keep their family and assets secure while overcoming unavoidable circumstances, without suffering excessive loss.
Happy Investing!! We can help. Call 0 94 8300 8300 (India) Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com
--------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.
Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)
Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applications
These Application Forms can be used for buying regular mutual funds also
Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )
------------------ Best Performing Mutual Funds
|
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