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Mirae Asset Short Term Bond Fund Posted: 05 Jun 2013 04:58 AM PDT Invest In Tax Saving Mutual Funds Online Call 0 94 8300 8300 (India)
Mirae Asset Mutual Fund has announced change in asset allocation and investment strategy of Mirae Asset Short Term Bond Fund.
The fund can now invest 20-100 percent of its assets in money market and debt instruments with residual maturity and repricing tenor not exceeding 18 months, against the previous tenor of 182 days.
Also, it can have a 0-80 per cent allocation to debt instruments with residual maturity and repricing tenor not exceeding 18 months, against the previous 182-days tenor.
The scheme will now invest in instruments with credit ratings above investment grade, with a view to deliver consistent returns while maintaining an optimum balance of yield, safety and liquidity.
Happy Investing!! We can help. Call 0 94 8300 8300 (India) Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com
--------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.
Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)
Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applications
These Application Forms can be used for buying regular mutual funds also
Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )
------------------ Best Performing Mutual Funds
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Know how Even gilt funds can be risky Posted: 05 Jun 2013 02:45 AM PDT Invest In Tax Saving Mutual Funds Online Call 0 94 8300 8300 (India)
THE term gilt funds often evokes memories of safety and security of investments. This is only partially true and the investor has to ensure that they understand the complete details related to the investment before committing money to this area. This can also avoid a situation where the investor is left searching for answers after witnessing an unexpected position. Here are some angles related to gilt mutual fund investment that every investor should know. Higher interest rate risk The gilt funds invest in government securities and are then traded by the fund manager in the debt market.
Since, there is a lot of trading in the government securities, the investor will find that the securities are extremely sensitive to the various changes that are being witnessed on the interest rate front. For longer dated securities the changes are quite sharp. If the fund manager may have built a position; whereby expecting the interest rates and yields to behave in a certain manner, but if the opposite turns out to be true then there could be a reduction in the value of the securities. This will result in a lower net asset value and the investor will suffer in terms of either a lower return or in some cases even a negative return. Position in portfolio The gilt funds should be considered, as an investment option only when the investor knows about the working of the debt markets and the manner in which the prices of such instruments will react to different changes.
The other point is about the position that the fund will occupy in the portfolio. It should not be given a role, whereby it is supposed to meet the regular income needs of the individual because this might be possible when the times are good, but the going will be tough if the debt market conditions are not conducive. The position should be such that it is able to make use of the opportunities and deliver the required gains when the situation moves in favour of the individual. This is something that needs primary attention so that the risk of the investor is also limited. The other way in which gilt funds can be seen is using them as a route for investing only during those periods when the interest rates in the economy are expected to fall. If the rates actually fall and there are investments into long term gilt funds then the returns earned can also be above average.
Happy Investing!! We can help. Call 0 94 8300 8300 (India) Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com
--------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.
Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)
Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applications
These Application Forms can be used for buying regular mutual funds also
Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )
------------------ Best Performing Mutual Funds
|
Posted: 05 Jun 2013 12:36 AM PDT Invest In Tax Saving Mutual Funds Online Call 0 94 8300 8300 (India)
A fund manager relies on research and processes to pick winners, the DIY investor has only luck to fall back on
Despite the good long-term track record of equity funds, several people think they can make more money in the equity markets on their own. It is not known whether any of these do-it-yourself (DIY) investors actually set themselves exacting standards for beating the market index. It is, however, interesting to find out about their motivation. There are three broad components of investment performance. The first is access to information and the ability to analyse it. The second is the need to have a process for constructing a portfolio. The way we choose from the universe of stocks, the filters that we apply to shortlist them, and the manner in which we allocate money to construct a portfolio, is a process. The third component is the ability to identify and exploit market inefficiencies. In an efficient and rational market, buyers and sellers would know beforehand the price they are willing to pay. A sustained fall in price that does not motivate buyers to step in, and only increases the number of those keen to sell, or a rise in price that brings in more and more buyers is a market inefficiency. Here, several distortions can ensue, making it possible to generate money.
Happy Investing!! We can help. Call 0 94 8300 8300 (India) Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com
--------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.
Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)
Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applications
These Application Forms can be used for buying regular mutual funds also
Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )
------------------ Best Performing Mutual Funds
|
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