Prajna Capital |
- Buy travel insurance before you take that holiday
- ICICI Prudential Fixed Maturity Plan Series 68 - 368 Days Plan D
- Asset Class Rotation key to Diversification
| Buy travel insurance before you take that holiday Posted: 17 Jun 2013 02:00 AM PDT Invest In Tax Saving Mutual Funds Online Call 0 94 8300 8300 (India)
WITH the vacations here, one thing that's quite possibly on every mind is a holiday. Nobody would like to see months of planning go to waste because of some unforeseen turn of events.
This is where travel insurance can come in and take care of your worries.
Medical emergency: Medical emergencies, despite all precaution, can happen anytime. At times they may also involve hospitalization.
A travel insurance plan can cover you for such eventualities against payment of a daily allowance. Accident, illness, whatever it is, there are appropriate covers for each. Plans also cover accidents that may result in permanent disability or death.
Trip delay/cancellation: This option can be availed of only in situations where the return flight you are booked for is delayed by 12 hours or more. Such covers don't extend to delays caused by the insured person's failure or to check in and similar circumstances.
But your travel insurance policy will take care of situations where a trip is
cancelled because of unforeseen events such as a sudden sickness culminating in hospitalisation, death in the family or sudden hospitalization of a family member.
Loss/delay in baggage: A common thing that happens to people, especially ahead of or after international trips, is either loss of baggage or delay in receiving it. Most travel insurance plans cover these eventualities. But such delays involving baggage are paid for only if the destination isn't India (country of residence).
Loss of passport: Another crucial aspect covered under most travel insurance plans is the loss of one's passport. A travel insurance policy provides you with reimbursement for the costs involved in getting a new passport done. However, the loss must be reported to the appropriate police authorities within 24 hours.
Leisure activities: Your vacation abroad is all about taking it easy and making it memorable. These days, some insurers offer cover for golf-related events and even adventure sports. This could include celebrations for a golfer's hole-in-one in a country abroad. Also, in case of injury through participation in an adventure sport, this insurance cover will take care of the costs borne by the insured.
Things to keep in mind while buying travel insurance: In addition to what's been said above, there are a few points one must keep in mind while buying a travel insurance. These are:
■ Claim settlement: Check the insurer's claim settlement records. The last thing you want while travelling is a delayed claim settlement payment. You should also look into the claim processes your insurer follows.
■ Network tie-ups & contact numbers: Make sure you are aware of the network tie-ups your insurer has in the international city you are located in. This will make handling any emergency a lot easier than it otherwise would be. In some countries where a partner/network tie-up is not present, some insurers directly coordinate with hospitals and other service providers to resolve a claimant's query, request, and claim. It is also advisable to find out about any toll-free contact number your insurer may have at overseas locations. This number would give that welcome ease while contacting them in case of unanticipated emergencies.
Happy Investing!! We can help. Call 0 94 8300 8300 (India) Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com
--------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.
Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)
Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applications
These Application Forms can be used for buying regular mutual funds also
Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )
------------------ Best Performing Mutual Funds
| ||||||
| ICICI Prudential Fixed Maturity Plan Series 68 - 368 Days Plan D Posted: 17 Jun 2013 12:36 AM PDT Invest In Tax Saving Mutual Funds Online Call 0 94 8300 8300 (India) Launch of ICICI Prudential Fixed Maturity Plan -Series 68 - 368 Days Plan D, with the following features-
Happy Investing!! We can help. Call 0 94 8300 8300 (India) Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com
--------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.
Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)
Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applications
These Application Forms can be used for buying regular mutual funds also
Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )
------------------ Best Performing Mutual Funds
| ||||||
| Asset Class Rotation key to Diversification Posted: 16 Jun 2013 11:38 PM PDT Invest In Tax Saving Mutual Funds Online Call 0 94 8300 8300 (India)
Investors are on a spare tyre given the way financial markets have behaved post 2008 crises. Think of a bumpy car ride to an uncertain destination that has used up all the spare tyres, that's how investors have gone through in the last few years. But as Benjamin Franklin said, "To succeed, jump as quickly at opportunities as you do to conclusion", it is in these volatile times that the need for structured approach towards financial planning guided by active allocation matching your risk profile is the key to long term superior returns.
Happy Investing!! We can help. Call 0 94 8300 8300 (India) Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com
--------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.
Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)
Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applications
These Application Forms can be used for buying regular mutual funds also
Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )
------------------ Best Performing Mutual Funds
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