Prajna Capital |
- What is the difference between "Nomination" & "Assignment" in Insurance?
- Critical illness plans are very important for total health coverage
- ICICI Prudential Dynamic Bond Fund Exit Load
| What is the difference between "Nomination" & "Assignment" in Insurance? Posted: 13 Jun 2013 05:00 AM PDT Invest In Tax Saving Mutual Funds Online Call 0 94 8300 8300 (India)
Nomination: An act by which the policy holders authorizes another person to receive the policy moneys. The person so authorized is called Nominee.
Happy Investing!! We can help. Call 0 94 8300 8300 (India) Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com
--------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.
Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)
Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applications
These Application Forms can be used for buying regular mutual funds also
Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )
------------------ Best Performing Mutual Funds
|
| Critical illness plans are very important for total health coverage Posted: 13 Jun 2013 04:28 AM PDT Invest In Tax Saving Mutual Funds Online Call 0 94 8300 8300 (India)
ACCORDING to studies, cancer ranks as the second most deadly chronic ailment, expecting to cause 12,181,000 deaths worldwide by the year 2030 (source: Global Burden of Disease WHO). However, with appropriate awareness and timely treatment, a lot of these deaths can be prevented. Studies say that depending on the stage at which the cancer has been diagnosed, the disease can be treated. While roughly 80 per cent cases are curable if detected early, nearly 30-40 per cent of them may be preventable at a later stage too.
One of the main reasons why cancer may fail to get treated is the exorbitant cost involved in treating this fatal yet curable disease. As per health insurers, 57 per cent of the claims reported for cancer under health insurance plans were by women, with 25 per cent of these being breast cancer cases. While basic health insurance plans can help relieve this burden partially, a critical illness plan may be a more suitable policy to have in this case. Critical illness policies cover a list of illnesses, in addition to cancer. Since a basic health insurance plan only covers hospitalisation costs along with pre and post-medical expenses, it may not be a feasible option for severe illnesses, especially as diseases like cancer require long-term care and lifestyle changes.
A critical illness plan fulfills different needs from a basic health insurance plan. It is, therefore, important to consider certain factors while looking into a critical illness plan as well. Some of the main aspects to look into are as below. Find out the illnesses covered: The first aspect to look into in a critical illness plan is the illnesses covered under this plan. Most insurers cover major illnesses/conditions such as cancer, coronary artery bypass surgery, first heart attack, kidney failure, major organ transplant, multiple sclerosis, stroke, aorta graft surgery, paralysis, and primary pulmonary arterial hypertension. Check the waiting period: In addition to the illnesses covered, it is also recommended to check the waiting period involved for this type of insurance cover.
Verify sub-limits: There may be the possibility that certain insurers charge a lower premium for this type of cover.
Some insurers may request you for a pre-medical examination while buying the policy, depending on your age. It is important to be honest about these tests, even if it may mean a loading (extra charge) on your premium, so as to be at ease about the claim not getting rejected later due to a preexisting disease.
Happy Investing!! We can help. Call 0 94 8300 8300 (India) Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com
--------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.
Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)
Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applications
These Application Forms can be used for buying regular mutual funds also
Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )
------------------ Best Performing Mutual Funds
|
| ICICI Prudential Dynamic Bond Fund Exit Load Posted: 13 Jun 2013 03:25 AM PDT Invest In Tax Saving Mutual Funds Online Call 0 94 8300 8300 (India)
ICICI Prudential Mutual Fund has removed the exit load from ICICI Prudential Dynamic Bond Fund effective from June 11, 2013. Earlier, the exit load in the scheme was 0.5 per cent for redemption within 180 days.
Happy Investing!! We can help. Call 0 94 8300 8300 (India) Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com
--------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.
Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)
Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applications
These Application Forms can be used for buying regular mutual funds also
Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )
------------------ Best Performing Mutual Funds
|
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