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- What do you need KYC for Investing in Mutual Fund?
- Investments into sector mutual funds should be timed
- DSP BlackRock MIP
| What do you need KYC for Investing in Mutual Fund? Posted: 19 Jun 2013 06:23 AM PDT Invest In Tax Saving Mutual Funds Online Call 0 94 8300 8300 (India) Happy Investing!! We can help. Call 0 94 8300 8300 (India) Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com
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| Investments into sector mutual funds should be timed Posted: 19 Jun 2013 02:07 AM PDT Invest In Tax Saving Mutual Funds Online Call 0 94 8300 8300 (India)
If you had invested in technology funds last year, you would have made less money, while an investment in banking funds would have made you more money than the Sensex. So, timing, for both entry and exit, has to be right. Because it's choppy, retail investors have to know what they are getting into. For risk- averse investors a diversified largecap fund or an equity- oriented balanced fund ( which has up to 65 per cent holding in equity) is a better alternative than sector or thematic funds.
But if you want some higher returns and are willing to take the risk, sector funds could sometimes give you that little extra. Returns from these tend to be cyclical, and can even be timed. For instance, with interest rates likely to head down, rate- sensitive sectors such as automobile or banking tend to do well. Hence, it's easier at times for investors to time their entry and exit in these sectors.
Explaining the importance of timing, Surajit Misra, executive vice- president and national head ( mutual funds) at Bajaj Capital, says, " Most sector funds tend to attract investors when stocks have peaked. For instance, infrastructure funds collected money when infra stocks were at their peak. So, investors entering banking stocks or banking sector funds now will find it more risky than those who invested in these, say, six months ago." Similarly, timing your exit is equally important. For sector funds, it is advisable to look at profits and not the holding period.
So, set a profit target and exit once you reach that target. Sector funds can also go out of favour, depending on the market circumstances. That is why a sector fund requires far more active monitoring than an equity- oriented balanced fund or a large- cap fund, says Ashish Shanker, head, investment advisory, Motilal Oswal Private Wealth Management.
For those investors who want exposure to a sector but not the risk of under- performance due to the fund manager, Shanker advises investing in passive sector funds in the form of, say, a banking exchange- traded fund. " Such funds will replicate the returns offered by the banking index,'' he says. Another factor to look out for is how long a fund has been in existence and how consistent it is with its mandate. For instance, after the infrastructure boom of 2007- 08, many infra funds started moving to other sectors. Similarly, if the corpus of the fund shrinks, or if the sector loses flavour, the fund house might merge it with other schemes. " But since the objective is that it should outperform the index, if the fund moves away from the mandate, it might not meet its objective," Shanker says. Investors in such funds should ensure that they are invested in the right sector that has an upside. Remember, also due to the risky nature of sector funds, experts suggest limiting your investments to about 5- 10 per cent of your portfolio. Happy Investing!! We can help. Call 0 94 8300 8300 (India) Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com
--------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.
Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)
Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applications
These Application Forms can be used for buying regular mutual funds also
Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )
------------------ Best Performing Mutual Funds
|
| Posted: 18 Jun 2013 11:38 PM PDT Invest In Tax Saving Mutual Funds Online Call 0 94 8300 8300 (India)
We like this fund for its consistency and discipline to have equity allocation up to 25 per cent as stated in its objective. Further, it actively manages the equity allocation and the selected stocks.
Strategy
Performance
Why invest?
Happy Investing!! We can help. Call 0 94 8300 8300 (India) Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com
--------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.
Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)
Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applications
These Application Forms can be used for buying regular mutual funds also
Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )
------------------ Best Performing Mutual Funds
|
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