Prajna Capital |
- Advantages of Mutual Fund Investing In India
- ICICI Bank Singapore Address
- Different Types Of Insurance
| Advantages of Mutual Fund Investing In India Posted: 17 Jan 2016 05:35 AM PST The popularity of mutual funds is on the rise. More and more people are keen to invest in them and for good reason. Even though mutual funds carry with them a factor of risk, the fact remains that the risk is actually mitigated as a result of the age old saying, "don't put all your eggs in the same basket." An investment in mutual funds can be a turn into a very good investments since the returns that it provides can be very good while mitigating losses. Investors also don't need to be experts on the markets since these investments are made with the help of an army of experts who take the best call possible on where to invest. But these are just a few of the advantages of mutual funds. Great as they may be, one thing must always be remembered with mutual funds, and that is that they always carry the element of risk because they are investments that are linked to the markets. Advantages of mutual fundsIf you are wondering what a bigger list of advantages of mutual funds would look like, then here is one possible answer. Smart investmentThe first thing to do would be to talk about risks. If you were to invest all your money in one industry and that industry failed, you'd lose a lot of money, but with mutual funds, such risks are mitigated by spreading the investments over various avenues, like stocks and bonds, to ensure that even if one generates losses the rest can control the amount you lose. Choice of riskStay with talking about risk, mutual funds also offer a choice of low, medium and high risk funds. These are meant to satiate your appetite for risks. A high risk fund offers the highest returns but the losses will also be high where as a medium risk fun tends to balance risk with return a little better where as low risk funds carry the least risk of losses and, consequently, the least returns of the three too. Options on liquidityWhen you invest in a mutual fund you have a choice, invest in a regualr fund or in a tax saver fund. The difference in the two, in terms of liquidity, is that with a regular mutuual fund you can start withdrawing from the fund a few months after the investment begins whereas with tax saver funds, there is usually a lock in period before which you cannot withdraw anything. This allows investors to plan their finances better. Tax benefitsMutual funds offer the option to invest in them and claim income tax benefits under section 80C of the IT Act. This means that the money invested in mutual funds is exempt from income tax and helps bring the taxable income down. More choiceWith all the mutual fund investors can chose between high, medium and low risk funds. They can also chose funds based on their need for return. This means that they can either chose a fund where earnings may come over a short period or one where they come over a longer period to ensure that the returns can be encashed just in time for a planned expense. Invest in instalments or lump sumsLets say you are young and don't have a large sum of money that you can invest in mutual funds. In such a case you can go in for a systematic investment plan or an SIP. An SIP is nothing but investing in the the mutual funds in EMIs. This allows you to be able to invest in the mutual fund without putting too much pressure on your finances. On the other hand, if you have a large sum of money that needs investing, you can put that too in a mutual fund in one lump sum. No big investment requiredWith a mutual fund, especially the SIP, you can invest as little as Rs. 500 a month if you want. There is no need for investors to put in lakhs or tens of thousands to start a mutual fund. Well regulatedThe regulatory authority that oversees mutual funds is SEBI (Securities and Exchange Board of India), whcih has laid down strict guidelines that mutual fund providers need to follow. This ensures that there is no unfair treatment of investors and tries to ensure that the investment works in favour of both the investor and the mutual fund provider. Low cost of asset managementThis is a particularly interesting feature of mutual funds. Since they acquire the money from a whole bunch of investors, the cost of the services provided, or the asset management, is relatively low when compared to. Professional managementThis is one of the main features of any mutual fund. It is not possible for every single investor to be well acquainted with the markets and know how and when to invest in it. This would ideally put an investor at a disadvantage but with mutual funds this disadvantage is negated by the fact that the people who actually manage the funds are all experts in the industry and are backed by entire teams dedicated to market research. This means that investors can be assured that qualified people are taking all the important calls on where their money is being invested. Taking advantage of a growing economySince mutual funds are linked to the stock market, all the investors in a mutual fund get the chance to take advantage of growth in the economy. Something that would not have been very easy if they were to try investing in stocks and bonds on their own without any help. Some would say that compared to the traditional favoured means of investment in India, fixed deposits, are a safer option but the fact remains that the advantages that mutual funds offer, far outweigh the disadvantages of the investment. They also tend to offer better returns when compared to many other investments, while offering moderate risk to the investment itself. Invest Rs 1,50,000 and Save Tax under Section 80C. Get Great Returns by Investing in Best Performing ELSS Mutual Funds Top 10 Tax Saving Mutual Funds to invest in India for 2016 or Best 10 ELSS Mutual Funds in india for 2016
1. BNP Paribas Long Term Equity Fund 2. Axis Tax Saver Fund 3. Franklin India TaxShield 4. ICICI Prudential Long Term Equity Fund 5. IDFC Tax Advantage (ELSS) Fund 6. Birla Sun Life Tax Relief 96 7. DSP BlackRock Tax Saver Fund 8. Reliance Tax Saver (ELSS) Fund 9. Religare Tax Plan 10. Birla Sun Life Tax Plan
Invest in Best Performing 2016 Tax Saver Mutual Funds Online For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 |
| Posted: 17 Jan 2016 04:13 AM PST ICICI Bank Singapore AddressICICI bank started Singapore operations from 01 August 2003. And the bank has registered office in Singapore at following location: ICICI Bank Limited The bank also offers 24/7 remittances kiosks at following three branches: 1) ICICI Bank Limited 2) ICICI Bank Limited, 3) ICICI Bank Limited Timing: Phone-1: 8001012553 (Toll Free , when someone calls from Singapore) Office Working Hours: Only Weekdays (Mon-Fri): 9:30AM-3:30PM. (Public holiday on Saturday & Sunday) Website: http://icicibank.com.sg/index.html Services Offered in SingaporeICICI offers following main services in their Singapore branch:
For further service details, users can contact ICICI at above mentioned address Invest Rs 1,50,000 and Save Tax under Section 80C. Get Great Returns by Investing in Best Performing ELSS Mutual Funds Top 10 Tax Saving Mutual Funds to invest in India for 2016 or Best 10 ELSS Mutual Funds in india for 2016
1. BNP Paribas Long Term Equity Fund 2. Axis Tax Saver Fund 3. Franklin India TaxShield 4. ICICI Prudential Long Term Equity Fund 5. IDFC Tax Advantage (ELSS) Fund 6. Birla Sun Life Tax Relief 96 7. DSP BlackRock Tax Saver Fund 8. Reliance Tax Saver (ELSS) Fund 9. Religare Tax Plan 10. Birla Sun Life Tax Plan
Invest in Best Performing 2016 Tax Saver Mutual Funds Online For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 |
| Posted: 17 Jan 2016 03:10 AM PST Different Types Of InsuranceForecasting against natural disasters like fire, floods, earthquakes etc. and man made threats like accidents, injuries, thefts and others cannot be made. Had it been possible our lives would've become riskless and easier. But financial losses caused by these can definitely be calculated and losses caused to life, property, business can be overcome. Broadly speaking today, insurance has made our lives very easier but buying the same becomes difficult because of the availability of the various types of insurance. Almost everything from life, auto, health etc. can be insured. Mentioned below are the basic insurance coverage available in alphabetical order. Although many other types are offered, the most important and highly preferred are described.
Invest Rs 1,50,000 and Save Tax under Section 80C. Get Great Returns by Investing in Best Performing ELSS Mutual Funds Top 10 Tax Saving Mutual Funds to invest in India for 2016 or Best 10 ELSS Mutual Funds in india for 2016
1. BNP Paribas Long Term Equity Fund 2. Axis Tax Saver Fund 3. Franklin India TaxShield 4. ICICI Prudential Long Term Equity Fund 5. IDFC Tax Advantage (ELSS) Fund 6. Birla Sun Life Tax Relief 96 7. DSP BlackRock Tax Saver Fund 8. Reliance Tax Saver (ELSS) Fund 9. Religare Tax Plan 10. Birla Sun Life Tax Plan
Invest in Best Performing 2016 Tax Saver Mutual Funds Online For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 |
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