Prajna Capital |
- BNP Paribas Dividend Yield Fund - Buy Online
- Young and Healthy - Do you Need Life Insurance?
- What are Riders and Add-Ons in Insurance? What are the Benefits?
| BNP Paribas Dividend Yield Fund - Buy Online Posted: 21 Jan 2015 04:08 AM PST
Though a dividend-yield fund by mandate, this fund is classified as a multi-cap fund with 40-60 per cent allocation to large-cap stocks and the rest to mid- and small-caps. This fund has steadily gone up on the rating scale from a 1 star rating to a 5 star rating in 20 out of the last 24 months. Apart from a very strong show in the recent run, the fund has proved remarkably resilient during market falls, true to its defensive mandate. Strategy: The fund invests in stocks across sectors and market caps that offer a minimum dividend yield of 0.5 per cent. In its initial years (2005 to 2008), the fund was overweight on mid-caps and delivered sub-par returns. But a change in the fund management in 2008 brought about a dramatic change in its fortunes. Since then, the fund has focused on quality stocks with high dividend yields. In the last one year, its large-cap allocation has gone up from below 50 per cent to over 60 per cent of assets. What was once a very concentrated portfolio has also been diversified in recent years. Though small-sized at `83 crore (end September, 2014), the fund held over 50 stocks in its latest portfolio. The fund manager believes that it is companies that create wealth and not markets. 'We would not pay very high multiples for future growth and also would prefer companies that have a track record of consistently paying high dividends,' says the fund manager. Performance: The fund has beaten its benchmark and category average every year since 2010. It has been particularly resilient to market downturns, expected of a defensive strategy. Over most trailing periods, the fund has consistently beaten its benchmark and other funds by a modest margin. What we don't like: Finding high dividend yield stocks may get tough as market valuations rise, thus shrinking its investment universe. Why invest? The fund's conservative mandate and focus on quality stocks makes it a good fund to ride out bumpy phases in the market cycle. Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015
1.ICICI Prudential Tax Plan 2.Reliance Tax Saver (ELSS) Fund 3.HDFC TaxSaver 4.DSP BlackRock Tax Saver Fund 5.Religare Tax Plan 6.Franklin India TaxShield 7.Canara Robeco Equity Tax Saver 8.IDFC Tax Advantage (ELSS) Fund 9.Axis Tax Saver Fund 10.BNP Paribas Long Term Equity Fund
You can invest Rs 1,50,000 and Save Tax under Section 80C by investing in Mutual Funds
Invest in Tax Saver Mutual Funds Online - For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 --------------------------------------------- Invest Mutual Funds Online Download Mutual Fund Application Forms from all AMCs |
| Young and Healthy - Do you Need Life Insurance? Posted: 21 Jan 2015 03:20 AM PST Life insurance is not mandatory like motor insurance. But there are certain features which make it an imperative for you. These days, insurance comes as a combination of investment cum risk-coverage tool. This dual benefit is further augmented by tax benefits you can claim under the Income Tax Act. It won't be an exaggeration to say that buying a life insurance policy is a win-win situation to you. You get coverage against any unforeseen circumstances, save and grow your money and at the same time, get tax exemptions. Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015
1.ICICI Prudential Tax Plan 2.Reliance Tax Saver (ELSS) Fund 3.HDFC TaxSaver 4.DSP BlackRock Tax Saver Fund 5.Religare Tax Plan 6.Franklin India TaxShield 7.Canara Robeco Equity Tax Saver 8.IDFC Tax Advantage (ELSS) Fund 9.Axis Tax Saver Fund 10.BNP Paribas Long Term Equity Fund
You can invest Rs 1,50,000 and Save Tax under Section 80C by investing in Mutual Funds
Invest in Tax Saver Mutual Funds Online - For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 --------------------------------------------- Invest Mutual Funds Online Download Mutual Fund Application Forms from all AMCs |
| What are Riders and Add-Ons in Insurance? What are the Benefits? Posted: 21 Jan 2015 02:00 AM PST Riders are over and above the basic term insurance cover. These riders can be availed of as per your requirement. The benefit is that you can customize your life insurance policy on the basis of your personal needs and do not have to pay for features which do not suit you. The amount of premium varies on the nature of the rider you avail. For instance, insurers provide riders such as: critical illness benefit rider, accident benefit rider, disability benefit rider and income benefit rider. You could take whichever riders you feel is more relevant. Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015
1.ICICI Prudential Tax Plan 2.Reliance Tax Saver (ELSS) Fund 3.HDFC TaxSaver 4.DSP BlackRock Tax Saver Fund 5.Religare Tax Plan 6.Franklin India TaxShield 7.Canara Robeco Equity Tax Saver 8.IDFC Tax Advantage (ELSS) Fund 9.Axis Tax Saver Fund 10.BNP Paribas Long Term Equity Fund
You can invest Rs 1,50,000 and Save Tax under Section 80C by investing in Mutual Funds
Invest in Tax Saver Mutual Funds Online - For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 --------------------------------------------- Invest Mutual Funds Online Download Mutual Fund Application Forms from all AMCs |
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