Tuesday, June 3, 2014

Prajna Capital

Prajna Capital


IDFC Infrastructure Fund - Invest Online

Posted: 03 Jun 2014 05:10 AM PDT

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Invest In Tax Saving Mutual Funds Online

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94 8300 8300

 

IDFC Infrastructure Fund

The IDFC Infra portfolio is built to monetize this infrastructure opportunity in the country. We expect that companies with a dominant market share and growing cash flows would consolidate the space going forward. The focus is on companies which will be the beneficiaries of operating leverage and where cash flow visibility is there.The current portfolio represents our version of the companies which will dominate- the Power segment, the Telecom industry, the Energy and Infrastructure businesses.

Equity holdings as on 30th April 2014:

Company

Industry

(%) NAV

Larsen & Toubro Ltd

Construction Project

28.37%

Bharti Airtel Ltd

Telecom - Services

12.64%

Mangalore Refinery and Petrochemicals Ltd

Petroleum Products

6.52%

Power Grid Corporation of India Ltd

Power

4.76%

Bharti Infratel Limited

Telecom - Equipment & Accessories

4.73%

Container Corporation of India Ltd

Transportation

4.29%

Tata Power Company Ltd

Power

4.25%

Adani Ports and Special Economic Zone Ltd

Transportation

3.85%

CESC Ltd

Power

3.51%

Reliance Industries Ltd

Petroleum Products

3.22%

PTC India Ltd

Power

3.05%

Gujarat State Petronet Ltd

Gas

2.98%

JSW Energy Ltd

Power

2.88%

Engineers India Ltd

Construction Project

2.87%

KSK Energy Ventures Ltd

Power

2.83%

Ultratech Cement Ltd

Cement

2.80%

Idea Cellular Ltd

Telecom - Services

2.46%

Alstom India Ltd

Industrial Capital Goods

2.32%

Total Equity

98.33%

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

Leave a missed Call on 94 8300 8300

Leave your comment with mail ID and we will answer them

OR

You can write back to us at

PrajnaCapital [at] Gmail [dot] Com

---------------------------------------------

Invest Mutual Funds Online

Invest Any Mutual Fund Online

Download Mutual Fund Application Forms from all AMCs

Download Mutual Any Fund Application Forms

---------------------------------------------

Best Performing Mutual Funds

    1. Largecap Funds Invest Online
      1. DSP BlackRock Top 100 Fund
      2. ICICI Prudential Focused Blue Chip Fund
      3. Franklin India Bluechip
      4. ICICI Prudential Top 100 Fund

B. Large and Midcap Funds Invest Online

      1. ICICI Prudential Dynamic Plan
      2. HDFC Top 200 Fund
      3. UTI Dividend Yield Fund
      4. Birla Sun Life Front Line Equity Fund
      5. Franklin India Prima

C. Mid and SmallCap Funds Invest Online

      1. Reliance Equity Opportunities Fund
      2. DSP BlackRock Small & Midcap Fund
      3. Sundaram Select Midcap
      4. IDFC Premier Equity Fund
      5. Birla Sun Life Dividend Yield Plus
      6. SBI Emerging Businesses Fund
      7. HDFC Mid-Cap Opportunities Fund
      8. ICICI Prudential Discovery Fund

D. Small and MicroCap Funds Invest Online

      1. DSP BlackRock MicroCap Fund

2.Franklin India Smaller Companies

E. Sector Funds Invest Online

      1. Reliance Banking Fund
      2. Reliance Banking Fund
      3. ICICI Prudential Banking and Financial Services Fund

F. Tax Saver Mutual Funds Invest Online

1. ICICI Prudential Tax Plan

2. HDFC Taxsaver

      1. DSP BlackRock Tax Saver Fund
      2. Reliance Tax Saver (ELSS) Fund

G. Gold Mutual Funds Invest Online

      1. Relaince Gold Savings Fund
      2. ICICI Prudential Regular Gold Savings Fund
      3. HDFC Gold Fund
      4. Birla Sun Life Gold

H. International funds Invest Online

1. Birla Sun Life International Equity Plan A

2. DSP BlackRock US Flexible Equity

3. FT India Feeder Franklin US Opportunities

4. ICICI Prudential US Bluechip Equity

5. Motilal Oswal MOSt Shares NASDAQ-100 ETF

Increase Mutual Fund SIP Investing Amount Every Year

Posted: 03 Jun 2014 04:07 AM PDT

Download Tax Saving Mutual Fund Application Forms

Invest In Tax Saving Mutual Funds Online

Buy Gold Mutual Funds

Leave a missed Call on

94 8300 8300

 





Although SIPs help you invest regularly, it does not mean you should keep the amount fixed over the entire tenure. As your income rises, your savings will also go up. Ideally, for a salaried person, the investment amount should increase every year in line with the increase in your income. The SIP allocation may not rise in the same proportion every year, but should at least follow the rise in income. If you get that much deserved 25% salary hike in a particular year, you should ideally divert a higher portion towards your SIP investments. This means you can target larger goals even though your current income does not allow big investments. For example, if you require a corpus of `25 lakh after 10 years with 12% returns, you would need to invest `11,000 every month, but if you increase the contribution by 10% each year, you would only need to invest `8,000 in the first year.

 

The step-up SIP can have a dramatic effect on your long-term savings. As the graphic shows, even a 10% increase in the SIP amount can give you a 45% bigger nest egg.


This is why the Provident Fund, which links the monthly contribution to the basic salary of the member, is such an effective tool for retirement savings.

 

There are other benefits from the step-up approach as well. One, you reach your goal faster if the amount you need is fixed. You may have targeted to save `20 lakh for your child's education in 10 years, but increasing the SIP amount would help you achieve it in just nine years. Besides, if you raise the SIP amount, it will prevent you from blowing away the money if your income goes up. "It will automatically prevent you from indulging in excessive spending.

The surplus savings need not be directed to an SIP in another scheme. Instead, one can simply increase the existing SIPs. Also, having separate SIPs for different goals does not mean that you invest in different funds.


For some financial goals, you may invest separately in the same set of equity funds. If you have 4-5 different goals, you can plan for them using the same set of equity funds. It is better to invest in a limited number of funds, instead of dealing with several funds at the same time.

The step-up SIP is a potent tool for new investors who don't have a very high income.


Many of them get intimidated by the huge savings required for certain goals like buying a house or retirement planning. Instead of losing heart, they should just start saving small amounts and then scale up as their income goes up.

 

Suppose you need to invest `10,000 a month for a certain goal. If your current income does not permit that right now, don't junk the plan altogether. Start with `5,000 now and gradually increase it by `500-1,000 a year as per your convenience. Of course, you might have to keep increasing the amount even after your monthly investment crosses `10,000 to account for the shortfall in the initial years. "A step-up approach can be used to gradually start moving towards your desired goal with whatever savings you have at the time.

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

Leave a missed Call on 94 8300 8300

Leave your comment with mail ID and we will answer them

OR

You can write back to us at

PrajnaCapital [at] Gmail [dot] Com

---------------------------------------------

Invest Mutual Funds Online

Invest Any Mutual Fund Online

Download Mutual Fund Application Forms from all AMCs

Download Mutual Any Fund Application Forms

---------------------------------------------

Best Performing Mutual Funds

    1. Largecap Funds Invest Online
      1. DSP BlackRock Top 100 Fund
      2. ICICI Prudential Focused Blue Chip Fund
      3. Franklin India Bluechip
      4. ICICI Prudential Top 100 Fund

B. Large and Midcap Funds Invest Online

      1. ICICI Prudential Dynamic Plan
      2. HDFC Top 200 Fund
      3. UTI Dividend Yield Fund
      4. Birla Sun Life Front Line Equity Fund
      5. Franklin India Prima

C. Mid and SmallCap Funds Invest Online

      1. Reliance Equity Opportunities Fund
      2. DSP BlackRock Small & Midcap Fund
      3. Sundaram Select Midcap
      4. IDFC Premier Equity Fund
      5. Birla Sun Life Dividend Yield Plus
      6. SBI Emerging Businesses Fund
      7. HDFC Mid-Cap Opportunities Fund
      8. ICICI Prudential Discovery Fund

D. Small and MicroCap Funds Invest Online

      1. DSP BlackRock MicroCap Fund

2.Franklin India Smaller Companies

E. Sector Funds Invest Online

      1. Reliance Banking Fund
      2. Reliance Banking Fund
      3. ICICI Prudential Banking and Financial Services Fund

F. Tax Saver Mutual Funds Invest Online

1. ICICI Prudential Tax Plan

2. HDFC Taxsaver

      1. DSP BlackRock Tax Saver Fund
      2. Reliance Tax Saver (ELSS) Fund

G. Gold Mutual Funds Invest Online

      1. Relaince Gold Savings Fund
      2. ICICI Prudential Regular Gold Savings Fund
      3. HDFC Gold Fund
      4. Birla Sun Life Gold

H. International funds Invest Online

1. Birla Sun Life International Equity Plan A

2. DSP BlackRock US Flexible Equity

3. FT India Feeder Franklin US Opportunities

4. ICICI Prudential US Bluechip Equity

5. Motilal Oswal MOSt Shares NASDAQ-100 ETF

Birla Sun Life Mutual Fund Exit Load

Posted: 03 Jun 2014 02:00 AM PDT

Download Tax Saving Mutual Fund Application Forms

Invest In Tax Saving Mutual Funds Online

Buy Gold Mutual Funds

Leave a missed Call on

94 8300 8300

 

 

 

Birla Sun Life Mutual Fund has revised the exit load of Birla Sun Life Index Fund, Birla Sun Life International Equity Fund- Plan A, Birla Sun Life India Opportunities Fund and Birla Sun Life Pure Value Fund. The change will be effective from June 02, 2014.

Scheme

Revised Exit Load

Existing Exit Load

Birla Sun Life Index Fund

1% for redemption within 90 days

0.50% for redemption within 7 days

Birla Sun Life International Equity Fund- Plan A

1% for redemption within 365 days

Nil

Birla Sun Life India Opportunities Fund

1% for redemption within 365 days

0.50% for redemption within 7 days

Birla Sun Life Pure Value Fund

2% for redemption within 365 days, 1% for redemption between 365-730 days, 1% for redemption after 730 days

1% for redemption within 365

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

Leave a missed Call on 94 8300 8300

Leave your comment with mail ID and we will answer them

OR

You can write back to us at

PrajnaCapital [at] Gmail [dot] Com

---------------------------------------------

Invest Mutual Funds Online

Invest Any Mutual Fund Online

Download Mutual Fund Application Forms from all AMCs

Download Mutual Any Fund Application Forms

---------------------------------------------

Best Performing Mutual Funds

    1. Largecap Funds Invest Online
      1. DSP BlackRock Top 100 Fund
      2. ICICI Prudential Focused Blue Chip Fund
      3. Franklin India Bluechip
      4. ICICI Prudential Top 100 Fund

B. Large and Midcap Funds Invest Online

      1. ICICI Prudential Dynamic Plan
      2. HDFC Top 200 Fund
      3. UTI Dividend Yield Fund
      4. Birla Sun Life Front Line Equity Fund
      5. Franklin India Prima

C. Mid and SmallCap Funds Invest Online

      1. Reliance Equity Opportunities Fund
      2. DSP BlackRock Small & Midcap Fund
      3. Sundaram Select Midcap
      4. IDFC Premier Equity Fund
      5. Birla Sun Life Dividend Yield Plus
      6. SBI Emerging Businesses Fund
      7. HDFC Mid-Cap Opportunities Fund
      8. ICICI Prudential Discovery Fund

D. Small and MicroCap Funds Invest Online

      1. DSP BlackRock MicroCap Fund

2.Franklin India Smaller Companies

E. Sector Funds Invest Online

      1. Reliance Banking Fund
      2. Reliance Banking Fund
      3. ICICI Prudential Banking and Financial Services Fund

F. Tax Saver Mutual Funds Invest Online

1. ICICI Prudential Tax Plan

2. HDFC Taxsaver

      1. DSP BlackRock Tax Saver Fund
      2. Reliance Tax Saver (ELSS) Fund

G. Gold Mutual Funds Invest Online

      1. Relaince Gold Savings Fund
      2. ICICI Prudential Regular Gold Savings Fund
      3. HDFC Gold Fund
      4. Birla Sun Life Gold

H. International funds Invest Online

1. Birla Sun Life International Equity Plan A

2. DSP BlackRock US Flexible Equity

3. FT India Feeder Franklin US Opportunities

4. ICICI Prudential US Bluechip Equity

5. Motilal Oswal MOSt Shares NASDAQ-100 ETF

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