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Saturday, December 31, 2011
Friday, December 30, 2011
How dog car seats have changed the world of pet safety
(Article Abstract)
Use of Band Banners also Help Gain Popularity
by Lester Cliff
Printed stickers and banners are being widely used for promotion of commodities. Companies nowadays try to use the most unique and different promotional techniques. Although printed banners are not a unique technique, but every company tries to make its stickers more attractive and colorful so that they stand out in the market. ...
To view the entire article, click here.
(Article Abstract)
A Dog Trainer Might be Needed to Help House Train Your Adopted Adult Dog
by Heather Curtis
Animal Shelters are wonderful places to find a "new" family dog. You'll be giving your canine buddy a new lease on life. You feel good about yourself as you ferry the dog home. You're ready to start playing and you let the dog in the house to explore his new home and your appalled when he immediately relieves himself on the n...
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(Article Abstract)
How to Groom Your Chinchilla
by Jack Sterling
Similar to other rodents, your chinchilla needs to clean its coat ever so often.
A chinchilla without means to thoroughly clean itself could possibly get stress and other health-related problems. To clean your chinchilla, you need a bowl or any other container and some dusting powder. The rodent will roll around inside o...
To view the entire article, click here.
(Article Abstract)
Fluval 405 Installation
by Kyle Lambert
In this article we will look at basic setup instructions for the Fluval 405 canister filter. Before we begin it is important that you read and follow the safety instructions that came with your filter.
First let's look at some of the equipment included with your filter. In the package you should find hosing, the pump its...
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(Article Abstract)
How dog car seats have changed the world of pet safety
by David Kilburn
The picture of a man speeding down the highway in a pick up truck with his dog sitting proudly in the front seat, head out of the window, is a familiar one. We associate man's best friend with all kinds of activities and driving is one of the dog owner's favourite past times. But times are changing and more and more drivers and ...
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 December 30, 2011
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New Discussions in the ForumsAre Insurance Agents Employees or Independent Contractors? Posted: Fri Dec 30 -- If they are independent contractors, each sales agent would also need to provide the agency with an E & O policy. If they are independent,... LadyBroker Adding Addtional Insureds Posted: Thu Dec 29 -- Listen to the advice given below. NEVER request a change to a policy without specific instructions from the policyholder. by ForumReader1 ... Temblor My CPCU journey - almost finished..... Posted: Thu Dec 29 -- I earned my CPCU in 1995 under the old 10 part system. Back then all the exams were a 3 hour essay format and were offered only twice per... ForumReader1 Facebook Posted: Thu Dec 29 -- This is an interesting post as we are in the process of developing a full-time social networking position to create a presence on Linkedin,... jdwebb Reader CommentsAon Wins Preliminary Injunction Against Former Exec, Now at Alliant Posted: Wed Dec 28 -- Aon only has a problem with someone violating a non-compete when it is theirs. They sure didn't have a problem supporting Pat Ryan's raid on... jfk1971 $1.6M Award for Connecticut Man Injured in Icy Road Accident Posted: Tue Dec 27 -- This is a very bad ruling. I hope they appeal and it gets overturned. Observer South Carolina State Worker Seeks Free Speech Damages Over Firing Posted: Tue Dec 27 -- Diversity training rarely allows diversity of thought or opinion, and honest open questions. Just sit there and agree or your are fired. Observer Esurance Debuts First Ad Campaign Since Being Bought by Allstate Posted: Tue Dec 27 -- This must make Allstate Agent's real happy. Now they have another major competitor!! If Allstate really had their true wish, there would be... Steve Former New Mexico Hospital Exec Sued Over Missing $3.2M Posted: Thu Dec 29 -- Had he been bilking Medicare or Medicaid, he would never have been caught. Fraud and waste in Medicare/Medicaid costs the taxpayers over... Amazed | Subscriber ToolsCurrent Issue 2012 Market Fact Book (including all 2011 Surveys in one convenient place!), Buyers Guide December 19, 2011 More NewslettersMarket DirectoriesNew Insurance JobsHow to AdvertiseFor information about advertising on this newsletter and Insurance Journal magazines, contact Julie Tinney at (800) 897-9965 x148. View our Media Kit for advertising options in our magazines and online properties. Copyright © 2011 by Wells Publishing, Inc. |
Prajna Capital
Prajna Capital |
- IFCI Long Term Infrastructure Bonds for year 2011 - 2012
- Non-Convertible Debentures
- Tax free infra bonds worth Rs 20,000 crore are lined up by March
- NHAI tax-free bond issue subscribed two times
- ICICI Prudential Fixed Maturity Plan Series 60-27 months Plan I
- National Highways Authority Tax Free Infra Bonds
- If you have Missed the NHAI Bonds, PFC Tax Free bonds is open now
- NHAI bond oversubscribed
- Kotak Hybrid Fixed Term Plan Series-I
- High interest rates have made debt instruments popular
- Muthoot Finance to Raise 600 cr via NCDs
- HDFC Mutual Fund new Fixed Maturity Plans HDFC FMP 370D, HDFC FMP 92D
- India Infrastructure Finance Company to set up Infra debt fund via mutual funds by Feb 2011
- What are sector specific Mutual funds / schemes ? - Sector Mutual Funds
| IFCI Long Term Infrastructure Bonds for year 2011 - 2012 Posted: 30 Dec 2011 04:05 AM PST
---------------------------------------------
Application form for Applying for Tax Saving Long Term Infrastructure Bond
Current open Long Term Infra Bond Application form
Submit filled up application Collection canter near you
--------------------------------------------- Buy Tax Saving Mutual Funds Online by selecting the Mutual Fund Schemes
Download Tax Saving Mutual Fund Applications / Forms from all AMCs: Download Mutual Fund Applications
Mutual Fund Application Forms Download Any Applications Buy Mutual Funds Online Invest Online Infrastructure Bond Application Forms Download Applications  | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Posted: 30 Dec 2011 03:40 AM PST High returns accompanied by a high-risk level Muthoot Finance's second non-convertible debenture (NCD) issue this year opened last week and would be available till January 7. Several others like L&T Finance, Shriram Transport and Tata Capital plan to follow soon. The investment tenure here varies from two to five and a half years and requires a minimum investment of ~5,000. The annual returns range from 13-13.43 per cent, varying across tenures. The returns, this time, are up from those offered during the previous issue (12 per cent) that opened earlier this year, and is possibly the highest being offered by any debt instrument in the market right now. An NCD is a type of loan issued by a company that cannot be converted into stock. They offer high returns, but are risky instruments and may not suit all investors. Liquidity is another issue. In a rising interest regime, getting out of a bank deposit may be easier than liquidating your NCD investment, because these are listed on stock exchanges, and may have to be sold at a discount if there aren't many trades happening. As compared to bank fixed deposits, the returns are higher by almost three-four per cent. Currently, State Bank of India (SBI) is giving 9.25 per cent for deposits between one and ten years. Gilt funds are another option. These invest in long-term government securities. Since many believe the interest rate cycle is near its peak, locking in funds is advisable. Plus, even if the interest rates start moving down, you will benefit through capital appreciation. Over a five-year period this category has returned seven per cent, according to Value Research, a mutual rating agency. All these returns are pre-tax, though. The interest earned on the NCDs and bank deposits will be added to your income and taxed according to slab. So, for those falling in the highest tax bracket, the effective returns for NCDs would be 9.25 per cent (for 13.43 per cent return). For fixed deposits, these would be at 6.4 per cent. Comparatively, gilt funds will be more tax efficient, with capital gains taxed at 10 per cent and 20 per cent, with and without indexation, respectively. The higher returns of NCDs, however, require ahigher risk appetite. Reason: Though the returns are locked in and the issue secured, there is always the risk of default. Typically, the company would earmark assets against the amount raised. So, these can be liquidated to pay off the borrowers in dire situation. This is small respite. If the overall business fails, the earmarked security can also be compromised and the investor will get nothing. In this NCD issue, investors can consider investing a small portion in the shorter tenure (two-year) option, according to Malhar Majumder, director, Gliese Consulting, to cap any risk involved, and take advantage of the high returns. Thus, any decision for investing in this or further NCD issues must be taken after evaluating the business fundamentals or the business model of the company. You can look at the credit rating assigned to the issue for guidance. For instance, the rating assigned to the Muthoot Finance issue is AA-/Stable by Crisil, implying high safety, with the minus sign reflecting comparative standing within the category. How to apply to NHAI Bonds? You can download the forms below Submit the filled up form to Collection canter near you
---------------------------------------------
Application form for Applying for Tax Saving Long Term Infrastructure Bond
Current open Long Term Infra Bond Application form
Submit filled up application Collection canter near you
--------------------------------------------- Buy Tax Saving Mutual Funds Online by selecting the Mutual Fund Schemes
Download Tax Saving Mutual Fund Applications / Forms from all AMCs: Download Mutual Fund Applications
Mutual Fund Application Forms Download Any Applications Buy Mutual Funds Online Invest Online Infrastructure Bond Application Forms Download Applications  | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax free infra bonds worth Rs 20,000 crore are lined up by March Posted: 30 Dec 2011 02:50 AM PST Download PFC Tax Free Bond Application Forms IT IS raining tax-free bonds in India. Following the launch of Rs 10,000 crore tax-free bond issue by the National Highway Authority of India (NHAI), three more state-owned firms are lining up to issue around Rs 20,000 crore worth of tax-free bonds in the next quarter. While the Indian Railway Finance Corporation (IRFC) is in the final stages of launching a Rs 10,000 crore tax-free bond issue, Power Finance Corporation (PFC) is coming out with a Rs 5,000 crore tax-free bond issue. Public sector firm, Housing and Urban Development Corporation (Hudco), will launch a Rs 5,000 crore bond issue as early as January 2012. PFC and Hudco have already made private placements in October worth Rs 900 crore and Rs 400 crore, respectively, at interest linked to government securities yields on similar tenure securities in September. Hudco, the company would launch the bonds by the middle of January 2012. The coupon rate would be based on the December-end government securities (G-Sec) rates. "We have already placed around Rs 400 crore as private placement out of the total Rs 5,000 crore we expect to mobilise. Hudco and PFC both have offered 7.62 per cent for 10-year bonds and 7.83 per cent for 15-year bonds through the private placement route in October. IRFC, the financing arm of Indian Railways, has also received a man date to raise Rs 10,000 crore via issuance of taxfree bonds and it is also expected to enter the market next month. Rajesh Kumar Khullar, joint secretary at the union ministry of finance, said he expects IRFC's issue to be preceded by the PFC issue. "We see the market conditions to be good for such bonds and expect the issues to get over in as short a time as possible, may be, in less than a week," he said. Financial planners said these bonds are particularly appealing to high net worth investors who fall in the highest tax bracket because they can earn a tax free income. Besides, the listing of these bonds on the stock exchange will provide liquidity and possible capital appreciation once the interest rates start going down again. This is the first time that retail participation has been allowed in tax free infrastructure bonds. We wanted everyone to enjoy the benefits of steady and stable long-term returns. Earlier, all these bonds were privately placed and would not be open for retail investors. Now, investors can invest a minimum sum of Rs 50,000 in these bonds. How to apply to PFC Bonds? You can download the forms below Submit the filled up form to Collection canter near you
---------------------------------------------
Application form for Applying for Tax Saving Long Term Infrastructure Bond
Current open Long Term Infra Bond Application form
Submit filled up application Collection canter near you
--------------------------------------------- Buy Tax Saving Mutual Funds Online by selecting the Mutual Fund Schemes
Download Tax Saving Mutual Fund Applications / Forms from all AMCs: Download Mutual Fund Applications
Mutual Fund Application Forms Download Any Applications Buy Mutual Funds Online Invest Online Infrastructure Bond Application Forms Download Applications  | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NHAI tax-free bond issue subscribed two times Posted: 30 Dec 2011 02:29 AM PST The public issue of tax-free bonds by the National highways Authority of India (NHAI) has been subscribed by almost two times on the first day, according to merchant bankers. The subscription for ~10,000 crore of tax-free bonds, which opened today, may close by Friday, instead of the scheduled closure on January 11. SBI Capital Markets, A KCapital, Kotak Mahindra Bank, and ICICI Securities are the lead managers for the issue. The bonds have been rated 'AAA' by Crisil, CARE and Fitch. NHAI had the option of either closing the issue after a minimum of three days, or extend it by 30 days. NHAI received ~12,000 crore against ~4,000 crore reserved for qualified institutional investors, ~6,000 crore against ~3,000 crore reserved for high net worth individuals and ~1,000 crore against ~3,000 crore reserved for the retail segment. JN Singh, member (finance), NHAI, said the response for the issue was overwhelming. "The issue may be closed before schedule, if it is oversubscribed," he said. He, however, did not confirm the figures. NHAI had received the ministry's approval to raise up to ~10,000 crore through the sale of tax-free bonds in the current financial year. The bonds carry a coupon rate of 8.2 per cent on 10-year maturities and 8.3 per cent on 15-year maturities. The coupon rate on these bonds is not taxable, and should not be less than 50 basis points lower than the yield on government securities of the same residual maturity, as reported by the Fixed Income Money Market and Derivatives Association on the last working day of the month preceding the month of the issue. In case the companies choose to place the bonds privately, the coupon rate on the bonds would not be less than 100 basis points lower than the yield on government securities of the equivalent residual maturity. In the 2011-12 Union Budget, approvals were given to NHAI, Housing Urban Development Corporation (Hudco), Indian Railway Finance Corporation (IRFC) and Power Finance Corporation (PFC) to raise ~30,000 crore through tax-free bonds. While Hudco and PFC have already issued these bonds, IRFC is yet to tap the debt market with these instruments. Good response may allow the authority to close the issue this week The bonds carrya coupon rate of8.2 per centon 10-year maturities and 8.3 per centon 15-year maturitiesHow to apply to PFC Tax Free Bonds? You can download the forms below Submit the filled up form to Collection canter near you
---------------------------------------------
Application form for Applying for Tax Saving Long Term Infrastructure Bond
Current open Long Term Infra Bond Application form
Submit filled up application Collection canter near you
--------------------------------------------- Buy Tax Saving Mutual Funds Online by selecting the Mutual Fund Schemes
Download Tax Saving Mutual Fund Applications / Forms from all AMCs: Download Mutual Fund Applications
Mutual Fund Application Forms Download Any Applications Buy Mutual Funds Online Invest Online Infrastructure Bond Application Forms Download Applications  | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ICICI Prudential Fixed Maturity Plan Series 60-27 months Plan I Posted: 30 Dec 2011 12:56 AM PST ICICI Prudential Mutual Fund has launched a new fund named as ICICI Prudential Fixed Maturity Plan Series 60-27 months Plan I. The new issue will be close for subscription January 9. How to apply to NHAI Bonds? You can download the forms below Submit the filled up form to Collection canter near you
---------------------------------------------
Application form for Applying for Tax Saving Long Term Infrastructure Bond
Current open Long Term Infra Bond Application form
Submit filled up application Collection canter near you
--------------------------------------------- Buy Tax Saving Mutual Funds Online by selecting the Mutual Fund Schemes
Download Tax Saving Mutual Fund Applications / Forms from all AMCs: Download Mutual Fund Applications
Mutual Fund Application Forms Download Any Applications Buy Mutual Funds Online Invest Online Infrastructure Bond Application Forms Download Applications  | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| National Highways Authority Tax Free Infra Bonds Posted: 29 Dec 2011 11:35 PM PST UNFAZED by uncertainty in the capital markets, the National Highways Authority of India (NHAI) will launch its first ever tax-free bonds issue of Rs 10,000 crore on December 28. The issue will close on December 30, a senior road transport ministry official said. The official further said the interest (coupon) rate of the bonds issue will be between 8 and 8.5 per cent, while refusing to disclose the exact number. "A formal announcement will be made by road transport minister CP Joshi and you should wait for that," the official said, adding that the money raised from it will be used to partly finance various national highways projects under different government schemes. "Some money will also be used for viability gap funding for BOT (build-operate transfer) road contracts," the official added. As per the prospectus filed by NHAI with the market regulator, the Securities and Exchange Board of India (Sebi), the bonds will have two maturity periods of 10 and 15 years, and would get listed on the BSE and the National Stock Exchange. In this year's budget, the government had allowed NHAI to raise Rs 10,000 crore from the tax-free bonds, an instrument never used by it earlier. Till now, it used to raise funds through issue of 54EC bonds, under which subscribers can claim exemption of capital gains tax. Citing the provisions of income tax rules, the NHAI prospectus has, however, clarified that only the interest earned on the new bonds will be tax-free, not the actual investments. Moreover, investors will be liable to pay capital gains tax as applicable, it further said. According to the NHAI prospectus, the bonds issue will worsen its debt-to-capital ratio from 0.11 to 0.29 if it raises Rs 10,000 crore from the markets. The debt-to capital ratio reflects the financing strengths of a firm. Higher the ratio, the more debt the company has, compared to its equity. As of June 30, the NHAI's total debt (including secured loans) stood at Rs 6,636.21 crore. The bond issue has got AAA (stable) rating from the three agencies — Crisil, CARE and Fitch. SBI Caps, ICICI Securities, Kotal Mahindra Capital and AK Capital Services have been appointed as the lead managers by the NHAI for the bonds issue. How to apply? Mutual Fund Application Forms Download Any Applications Buy Mutual Funds Online Invest Online Infrastructure Bond Application Forms Download Applications  | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| If you have Missed the NHAI Bonds, PFC Tax Free bonds is open now Posted: 29 Dec 2011 08:33 PM PST National Highways Authority of India's ongoing tax-free bond issuance may be a befitting end to this year of debt. Sources involved with the issuesay it has been subscribed to the tune of more than ~20,000 crore. Tomorrow may, therefore, be the last chance for retail investors to partake in the issue. Investors who missed this issue can take heart, though. For, Power Finance Company (PFC) is opening its issue on Friday. PFC is offering similar rates as NHAI: Annual taxfree returns of 8.2 and 8.3 per cent for 10 and 15 years, respectively. The minimum investment will, however, be lower at ~10,000, as against NHAIs ~50,000. Do not confuse these issues with tax-saving bond by the likes of IDFC and L&T. The taxsaving bonds allow investors to claim a deduction of up to ~20,000 under Section 80CCF. But the interest earned thereon is taxable. In the case of NHAI bonds, there is no deduction on the principal available. However, the interest earned will be completely tax-free under Section 10(15)(iv)(h). Lets say you invest ~50,000 for a 10-year tenure. You will earn ~4,100 annually (there is no cumulative interest option), that is ~41,000 over 10 years, entirely tax-free. Compare this with a 10-year bank fixed deposit. State Bank of India (SBI) is currently offering 9.25 per cent return annually. For the same investment amount, here you will earn ~4,625 yearly. However, this will be taxable. For those in the highest tax bracket, the return in hand after deducting tax will be ~3,196, almost ~1,000 less than that earned from NHAI bonds. Certified financial planner Suresh Sadagopan is advising clients falling in the highest tax bracket to consider the issue. Even those looking at fixed income investments from an asset allocation perspective can consider this. Especially since the rates will be locked in at investment. Unlike other small savings instruments like Public Provident Fund (PPF), Post Office Monthly Income Schemes and National Savings Certificates that have been linked to 5- or 10-year government bond yields and will, as aresult, vary every year. So, though an 8.6 per cent annual taxfree return on PPF with or without the tax deduction sounds enticing, it may not be offered from next year. More, with talk of the interest-rate cycle having peaked, rates may start sliding. Also, PPF is quite illiquid, with a lock-in of six years and even post that, the withdrawal amounts allowed every year are capped. Comparatively, NHAI bonds will be liquid, as they will be listed on the exchanges, providing investors an exit route. That is, there is no lock-in period. If these bonds list at a premium, one can cash on the listing gains as well. But, this is not advisable for long-term investors. Plus, once the rate cycle reverses, there may be a higher demand for these bonds and there will be scope for capital appreciation. One can even consider making trading gains by exiting the bonds mid-way. Be careful, though, as there will be a capital gains tax in this case. If the bonds are sold within a year, then the gains will be added to your income and taxed. If held for more than a year before sale, the capital gains will be taxed at 10 per cent without indexation or 20 per cent with indexation. Investors who missed the NHAI issue can take heart. For, Power Finance Company (PFC) is also opening its issue tomorrow. It is offering similar rates as NHAI How to apply to Power Finance Company Bonds? You can download the forms below Submit the filled up form to Collection canter near you
---------------------------------------------
Application form for Applying for Tax Saving Long Term Infrastructure Bond
Current open Long Term Infra Bond Application form
Submit filled up application Collection canter near you
--------------------------------------------- Buy Tax Saving Mutual Funds Online by selecting the Mutual Fund Schemes
Download Tax Saving Mutual Fund Applications / Forms from all AMCs: Mutual Fund Application Forms Download Any Applications Buy Mutual Funds Online Invest Online Infrastructure Bond Application Forms Download Applications  | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Posted: 29 Dec 2011 08:25 PM PST THE first issue of tax-free bonds to the general public in over five years has received a good response with bids for the issue crossing the greenshoe mark as well. National Highways Authority of India's (NHAI) Rs 5,000 crore issue of tax-free bonds with a greenshoe option of another Rs 5,000 crore has been oversubscribed twice over. Till the end of Wednesday, we received total application money of Rs 23,000 crore, however, the retail investor bucket was still trailing at around Rs 628 crore out of the total limit of Rs 3,000 crore. "We want to keep the window open for the retail investors so that they can benefit out of this golden opportunity of stable return for the next 10 to 15 years," said AJ Singh, director finance at NHAI. The success is attributed to the huge interest shown by high net worth investors and companies in investing in a quasi-sovereign body that offers very good post-tax returns without much credit risk. The last public issue of such tax-free bonds was the 6.5 per cent tax-free bond on tap issuance managed by the Reserve Bank of India (RBI) in the early half of the previous decade. With a first come first serve allotment process for non-retail bidders, the issue, which has galvanised the so far moribund investment banking community, seems to have garnered an excellent response. Experts said the response il lustrates the large amount of savings waiting on the sidelines for a suitable investment opportunity. NHAI has offered a coupon rate of 8.20 per cent for 10 years and 8.30 per cent on the 15-year bond. While this is lower than the present rates on the public provident fund (PPF), there is no variability of coupon year on year like the PPF. Also, since these bonds will be listed on the stock exchange and are being issued for a substantially large amount, they are expected to enjoy good liquidity due to the zero lock in nature. Markets, said that the similar issues, which are lined up from PFC, HUDCO and Indian Railway Finance Corporation (IRFC), are expected to get a good response from investors as they provide stable returns over longer period. IRFC will launch Rs 10,000 crore tax-free bonds while Power Finance Corporation (PFC) is coming out with Rs 5,000 crore tax-free bonds, and Housing and Urban Development Corporation (HUDCO) will launch another Rs 5,000 crore bond, between now and end January 2012, said investment bankers.
You can download the forms below Submit the filled up form to Collection canter near you
---------------------------------------------
Application form for Applying for Tax Saving Long Term Infrastructure Bond
Current open Long Term Infra Bond Application form
Submit filled up application Collection canter near you
--------------------------------------------- Buy Tax Saving Mutual Funds Online by selecting the Mutual Fund Schemes
Download Tax Saving Mutual Fund Applications / Forms from all AMCs: Download Mutual Fund Applications
Mutual Fund Application Forms Download Any Applications Buy Mutual Funds Online Invest Online Infrastructure Bond Application Forms Download Applications  | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Kotak Hybrid Fixed Term Plan Series-I Posted: 29 Dec 2011 08:04 PM PST Kotak Mutual Fund today said it will launch a new fund offer (NFO) tomorrow that aims to generate income by investing in debt, equity and money markets. The minimum investment in Kotak Hybrid Fixed Term Plan Series-I will be . 10,000 and the fund will close on January 12. The close-ended scheme has a maturity period of 24 months. Hybrid schemes offer low risks as the income earned from debt instruments helps to alleviate the risk associated with equity and equity-related instruments. Investors who aim to seek returns which are potentially higher than traditional deposit instruments and are tax-efficient should allocate some of their funds to such hybrid schemes.
Download to NHAI Bonds Application Form You can download the forms below Submit the filled up form to Collection canter near you
---------------------------------------------
Application form for Applying for Tax Saving Long Term Infrastructure Bond
Current open Long Term Infra Bond Application form
Submit filled up application Collection canter near you
--------------------------------------------- Buy Tax Saving Mutual Funds Online by selecting the Mutual Fund Schemes
Download Tax Saving Mutual Fund Applications / Forms from all AMCs: Download Mutual Fund Applications Mutual Fund Application Forms Download Any Applications Buy Mutual Funds Online Invest Online Infrastructure Bond Application Forms Download Applications  | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| High interest rates have made debt instruments popular Posted: 29 Dec 2011 06:47 PM PST The double blow of the crisis in Europe and weakening US economy has sent jitters across the financial markets. Compounding matters is the slowdown in Japan and China. The domestic markets are no longer isolated from the world. They have morphed into 'global' owing to the heavy investments from foreign institutional investors (FIIs) and dependence on the developed world.
Mutual Fund Application Forms Download Any Applications Buy Mutual Funds Online Invest Online Infrastructure Bond Application Forms Download Applications  | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Muthoot Finance to Raise 600 cr via NCDs Posted: 29 Dec 2011 08:35 AM PST
Download Muthoot Finance NCD Application Form
Muthoot Finance, country's largest gold loan financing company, plans to raise 600 crore though public bonds sale as funding from banks get expensive after the central bank scratched out lenders against gold from the subsidised priority sector lenders' list.
How to apply to Muthoot Finance NCD? You can download the forms below Submit the filled up form to Collection canter near you --------------------------------------------- How to get NHAI Tax free Bond Application Forms ? You can download the forms below Submit the filled up form to Collection canter near you
---------------------------------------------
Application form for Applying for Tax Saving Long Term Infrastructure Bond
Current open Long Term Infra Bond Application form
Submit filled up application Collection canter near you
--------------------------------------------- Buy Tax Saving Mutual Funds Online by selecting the Mutual Fund Schemes
Download Tax Saving Mutual Fund Applications / Forms from all AMCs: Mutual Fund Application Forms Download Any Applications Buy Mutual Funds Online Invest Online Infrastructure Bond Application Forms Download Applications  | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| HDFC Mutual Fund new Fixed Maturity Plans HDFC FMP 370D, HDFC FMP 92D Posted: 29 Dec 2011 08:09 AM PST
HDFC Mutual Fund has announced the launch of new fund offers of following Fixed Maturity Plans (FMPs) under HDFC FMP Series XIX. These FMPs will be listed on the National Stock Exchange.
How to apply to NHAI Tax Free Bonds? You can download the forms below Submit the filled up form to Collection canter near you
---------------------------------------------
Application form for Applying for Tax Saving Long Term Infrastructure Bond
Current open Long Term Infra Bond Application form
Submit filled up application Collection canter near you
--------------------------------------------- Buy Tax Saving Mutual Funds Online by selecting the Mutual Fund Schemes
Download Tax Saving Mutual Fund Applications / Forms from all AMCs: Mutual Fund Application Forms Download Any Applications Buy Mutual Funds Online Invest Online Infrastructure Bond Application Forms Download Applications  | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| India Infrastructure Finance Company to set up Infra debt fund via mutual funds by Feb 2011 Posted: 29 Dec 2011 07:13 AM PST The India Infrastructure Finance Company (IIFCL) is planning to set up a $1-billion infrastructure debt fund through mutual fund route by the end of February 2012. Such infrastructure debt funds (IDFs) are expected to address the long-term financing needs of infrastructure projects and fast-track them. IIFCL Chairman and Managing Director S K Goel said Asian Development Bank and HSBC will contribute 25 per cent each to the fund. The remaining will come from IIFCL (26 per cent), IDBI Bank (14 per cent) and LIC (10 per cent). IIFCL is looking for more foreign partners to sponsor the fund when its corpus increases. "Initial corpus is $1 billion but we can go on adding to it. One or two partners may not give a sizeable corpus. There is scope to expand it," said Goel. An IDF can be set up as a trust or as a company. A trust based IDF is a mutual fund that issues units, while a company-based fund is in the form of a non-banking finance company (NBFC) issuing bonds. While mutual funds are regulated by Sebi, NBFCs are regulated by RBI. The state-run infrastructure financing arm was planning to use NBFCs to launch the fund; but later opted for the mutual fund route because "Sebi guidelines are more flexible". Infrastructure projects, given their long pay-back period, require long-term financing to be sustainable and cost effective. However, banks, the main source of funding these projects, are unable to provide long-term funding given their asset-liability mismatch. Moreover, banks are also approaching their exposure limits. Infrastructure debt funds are expected to provide long term low-cost debt for infrastructure projects by tapping into savings such as insurance and pension funds. By refinancing bank loans of projects, IDFs are expected to take over a fairly large volume of the bank debt that will release an equivalent volume for fresh lending to infrastructure projects. IDFs may also help accelerate the evolution of a secondary market for bonds, which is lacking depth. ---------------------------------------------
Application form for Applying for Tax Saving Long Term Infrastructure Bond
Current open Long Term Infra Bond Application form
Submit filled up application Collection canter near you
--------------------------------------------- Buy Tax Saving Mutual Funds Online by selecting the Mutual Fund Schemes
Download Tax Saving Mutual Fund Applications / Forms from all AMCs: Download Mutual Fund Applications
Mutual Fund Application Forms Download Any Applications Buy Mutual Funds Online Invest Online Infrastructure Bond Application Forms Download Applications  | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| What are sector specific Mutual funds / schemes ? - Sector Mutual Funds Posted: 29 Dec 2011 06:56 AM PST These are the funds/schemes which invest in the securities of only those sectors or industries as specified in the offer documents. e.g. Pharmaceuticals, Software, Fast Moving Consumer Goods (FMCG), Petroleum stocks, etc. The returns in these funds are dependent on the performance of the respective sectors/industries. While these funds may give higher returns, they are more risky compared to diversified funds. Investors need to keep a watch on the performance of those sectors/industries and must exit at an appropriate time. They may also seek advice of an expert. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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