Prajna Capital

DSP BlackRock FMP - Series
Invest Online - Religare Tax Plan
Should you buy Max Bupa Health Assurance?

Posted: 17 Dec 2012 05:39 AM PST

Launch of DSP BlackRock FMP-Series 83-12M as per details mentioned below

DSP BlackRock FMP- Series 83 –12M
Date of Opening	Dec 14, 2012 (Friday)
Date of Closing	Dec 20, 2012 (Thursday)
Options	Growth (Default option) and Div Payout – Regular Payout (Default option) and Quarterly Payout
Min Application	Rs.5,000/- and multiples of Rs.1/-thereafter
Date of Maturity	Dec 30, 2013 (Monday)
Date of payout	Dec 31, 2013 (Tuesday)
Listing	The units are proposed to be listed on BSE or any other recognized Stock Exchange as may be approved by the Trustee, within 5 business days from the date of allotment
Loads	Entry Load – NIL Exit Load – Not Applicable (The Units under the schemes cannot be directly redeemed with the Mutual Fund as the Units will be listed on the Stock Exchange/s)

Happy Investing!!

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Invest Online - Religare Tax Plan

Posted: 17 Dec 2012 05:15 AM PST

https://sites.google.com/site/buymutualfundsonline/

Aim: Without no market cap or sector bias, investment will be in companies that have a superior growth potential and sound business model

Performance Driver: Aggressive stance, though now more diversified with a higher large-cap exposure

Why Invest? It has bouts of chart-topping performances and at other times does beat the category average

Flipside: The fund has seen a turnaround in performance only from 2007 and doesn't protect the downside well

Invest if: You are willing to get aggressive on equity while taking the tax benefit

Investment Details

Basics

Min Investment (Rs)		500

Subsequent Investment (Rs)		500

Min Withdrawal (Rs)		500

Min Balance (Rs)		500

Pricing Method		Forward

Purchase Cut-off Time (hrs)		15

Redemption Cut-off Time (hrs)		15

Redemption Time (days)		--

Lock-in		1095 days

Cheque Writing		--

Systematic Investment Plan

SIP		Yes

Initial Investment (Rs)		--

Additional Investment (Rs)		500

No of Cheques		6

Note

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Should you buy Max Bupa Health Assurance?

Posted: 17 Dec 2012 02:00 AM PST

Should you buy Max Bupa Health Assurance?

This is not a single policy but a combination of different policies which can be taken separately, so one has to be convinced with the Basic plans first and then decide whether to buy from max bupa of some other insurer.

Critical Illness is one of the most confusing and though must have cover in specific cases. As it is a onetime claim policy so it is advisable to those who cannot build a medical emergency corpus. Moreover do read the illnesses and medical conditions covered in detail through policy wordings before going for any policy. How much is enough will always be a debatable question.

Personal accident cover is no doubt a must have cover, as it covers the disability. But its sum assured advisable should be equal to what you have selected for Life insurance. Also it should cover every aspect of disability like Permanent total, permanent partial and temporary total.

Hospital cash benefit is not that attractive benefit…looking at which one should buy a Health insurance plan. This feature is normally provided by health insurance plans offered by Life Insurance companies. But as we always say that first get into a comprehensive medical coverage and then look for these additional features if at all you need.

So, overall this Max Bupa Health Assurance plan is no different plan but still can be looked into the suitability depending on case to case basis.