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| Posted: 19 Nov 2015 03:35 AM PST SBIState Bank of India (SBI) is the oldest and largest bank of India. It is a state- owned corporation with its headquarters situated in Mumbai. State Bank of Bikaner & Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank of Patiala and State Bank of Travancore are five associates of SBI. Apart from associate banks, SBI also has non-banking subsidiaries like SBI Life Insurance, SBI Capital Markets Limited, SBI Funds Management Pvt. Ltd., etc. SBI provides a range of banking products through its vast network of branches in India and overseas. Some of the most popular products of SBI loans in retail segment are as follow:- SBI Home Loan State Bank of India home loans are available for purchase of a new or resale residential property, construction of house on a plot of land, repairs and renovation or extension of existing property. SBI home loans can also be availed for transferring the existing outstanding home loan balance from any other lender. SBI finances up to 90% of the cost of the property if the loan amount is upto Rs. 20 lakhs. In other cases it provides 80% of the agreement value of a house. Currently, SBI does not offer any fixed interest loan and offers home loan only on floating rate of interest. The floating home loans are linked with base rate and change whenever there is a revision in the base rate of the bank. SBI Car Loan SBI provides car loans for purchase of new and used passenger cars, Multi Utility Vehicles (MUVs) and SUVs.SBI finances up to 85% - 90% of "on road price" of the new car that includes octroi, registration, insurance and car accessories upto worth Rs. 25,000/- The maximum loan amount available under SBI loan scheme for purchase of car is 48 times the net monthly income or 4 times the net annual income. The maximum tenure for such SBI loans for car is 7 years. SBI Personal Loan SBI personal loan is an unsecured loan taken for fulfilling any personal needs such as vacationing, marriage, medical treatment, etc. The minimum loan amount financed is Rs 24,000/- in metros and urban areas and Rs. 10,000/- in rural or semi-urban areas and maximum amount upto you can avail a personal loan from SBI is Rs. 10 lacs. Sbi charges a processing fee of 2-3% of loan amount and does not levy any prepayment charges for foreclosure of the personal loan. The personal loan from SBI can be repaid back within a period of 48 months. SBI Education Loan SBI provides education loan for pursuing graduate, post graduate, diploma or degree courses conducted by recognized institutes. The maximum loan amount for courses in India is Rs. 10 lacs and abroad to Rs. 20 lacs. While availing the education loan you have to provide a guarantee with sufficient income to justify the loan and collateral security (such as property / shares / Units / jewelry / Life Insurance polices with high surrender value, etc.) The guarantor can be an applicant's parents or guardians. For education loan amount up to Rs 4 Lakhs, the bank does not require any collateral security. Repayment of education loan commences one year after completion of course or 6 months after securing a job, whichever is earlier. Apart from attractive interest rates on SBI loans, the bank offers equally attractive returns on their fixed deposit schemes. Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015
1. BNP Paribas Long Term Equity Fund 2. Axis Tax Saver Fund 3. IDFC Tax Advantage (ELSS) Fund 4. ICICI Prudential Long Term Equity Fund 5. Religare Tax Plan 6. Franklin India TaxShield 7. DSP BlackRock Tax Saver Fund 8. Birla Sun Life Tax Relief 96 9. Reliance Tax Saver (ELSS) Fund 10. HDFC TaxSaver
Invest Rs 1,50,000 and Save Tax under Section 80C. Get Good Returns by Investing in ELSS Mutual Funds Online
Invest in Tax Saver Mutual Funds Online For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 |
| Posted: 19 Nov 2015 01:52 AM PST Central Bank of India Established in 1911, Central Bank of India was the first Indian commercial bank which was wholly owned and managed by Indians. The establishment of the Bank was the ultimate realisation of the dream of Sir Sorabji Pochkhanawala, founder of the Bank. Sir Pherozesha Mehta was the first Chairman of a truly 'Swadeshi Bank'. Central Bank has been playing an increasingly active role in promoting key thrust areas, such as agriculture, small scale industries, and medium and large industries. The bank also introduced a number of self employment schemes to promote employment among educated youth. Among the Public Sector Banks, Central Bank of India can be truly described as an All India Bank, due to distribution of its large network in 27 out of 29 States as also in 3 out of 7 Union Territories in India. Central Bank of India holds a very prominent place among the Public Sector Banks on account of its network of 3656 branches and 178 extension counters at various centres throughout the length and breadth of the country. Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015
1. BNP Paribas Long Term Equity Fund 2. Axis Tax Saver Fund 3. IDFC Tax Advantage (ELSS) Fund 4. ICICI Prudential Long Term Equity Fund 5. Religare Tax Plan 6. Franklin India TaxShield 7. DSP BlackRock Tax Saver Fund 8. Birla Sun Life Tax Relief 96 9. Reliance Tax Saver (ELSS) Fund 10. HDFC TaxSaver
Invest Rs 1,50,000 and Save Tax under Section 80C. Get Good Returns by Investing in ELSS Mutual Funds Online
Invest in Tax Saver Mutual Funds Online For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 |
| Posted: 19 Nov 2015 12:59 AM PST CredilaCredila Financial Services Private Limited Credila Financial Services is a Subsidiary of Housing Development Finance Corporation Limited (HDFC) . Housing Development Finance Corporation Limited is one of the leading financial services companies of India. Credila Financial Services is a lender specialized in education loans.Some of Credila's major affiliations are: Sponsor: United States Educational Foundation in India Global Partner of NAFSA: Association of International Educators Member, Indo American Chamber of Commerce Corporate Member, Indo-Australian Chamber of Commerce Corporate Member, American Alumni Association Corporate Member, FICCI: Federation of Indian Chambers of Commerce and Industry, India Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015
1. BNP Paribas Long Term Equity Fund 2. Axis Tax Saver Fund 3. IDFC Tax Advantage (ELSS) Fund 4. ICICI Prudential Long Term Equity Fund 5. Religare Tax Plan 6. Franklin India TaxShield 7. DSP BlackRock Tax Saver Fund 8. Birla Sun Life Tax Relief 96 9. Reliance Tax Saver (ELSS) Fund 10. HDFC TaxSaver
Invest Rs 1,50,000 and Save Tax under Section 80C. Get Good Returns by Investing in ELSS Mutual Funds Online
Invest in Tax Saver Mutual Funds Online For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 |
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