Tuesday, August 9, 2016

Prajna Capital

Prajna Capital


TATA BALANCED FUND

Posted: 09 Aug 2016 03:47 AM PDT

TATA BALANCED FUND


This fund has been one of the best performers in its category, consistently ranking in the top percentile for much of the past decade. The fund's equity exposure is predominantly to large caps but, compared to peers, it tilts more towards midcaps. With around 80 stocks, the equity portion is widely diversified, and doesn't allow for large bets on individual stocks. In the fixed income portion, the fund manager prefers a moderate duration play through government securities while corporate bond exposure is mostly in AAA-rated instruments. The fund's risk-reward profile is superior to many of its peers, although volatility remains on the higher side. A proven track record makes the fund a compelling bet in the balanced funds category.





-----------------------------------------------
Invest Rs 1,50,000 and Save Tax under Section 80C. Get Great Returns by Investing in Best Performing ELSS Mutual Funds

Top 10 Tax Saver Mutual Funds to invest in India for 2016

Best 10 ELSS Mutual Funds in india for 2016

1. BNP Paribas Long Term Equity Fund

2. Axis Tax Saver Fund

3. Religare Tax Plan

4. DSP BlackRock Tax Saver Fund

5. Franklin India TaxShield

6. ICICI Prudential Long Term Equity Fund

7. IDFC Tax Advantage (ELSS) Fund

8. Birla Sun Life Tax Relief 96

9. Reliance Tax Saver (ELSS) Fund

10. Birla Sun Life Tax Plan

Invest in Best Performing 2016 Tax Saver Mutual Funds Online

Invest Online

Download Application Forms

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

---------------------------------------------

Leave your comment with mail ID and we will answer them

OR

You can write to us at

PrajnaCapital [at] Gmail [dot] Com

OR

Leave a missed Call on 94 8300 8300

-----------------------------------------------

 

How to Claim Life Insurance Benefits

Posted: 09 Aug 2016 12:08 AM PDT

Life Insurance Online


A claim has to be settled in 30 days of receipt and claims made after three years of policy commencement have to be paid




A life insurance policy is a contract between the insurance company and the insured in which the insurer agrees to pay a pre-defined amount-sum assured or the insurance money-upon the death of the insured during the policy term. This insurance money is given to the nominee of the policy. If you are working and have people who depend on your income, a life insurance policy is a must.


The most cost efficient way to get life insurance is to buy a term plan, as others have an element of investment, making them a tad expensive. Term plans only include the cost of insurance so they are the cheapest kind of life insurance product. If you die during the term, your nominee gets the sum assured, but if you survive the term, you get nothing back.


You must know the process of making an insurance claim, so that you educate your near and dear ones on how to make a claim if they need to. Here is how to make a claim.


Documents needed
To start with, the nominee needs to fill up a claim form. This can be downloaded from the insurer's website or will be available from the agent or the insurer's office. This claim form will capture details such as the policy number, date and time of death of the policyholder, reason of death, name of the nominee, bank account details of the nominee and details of any other policies held by the policyholder.


One also needs to submit documents such as original policy papers, death certificate of the insured and medical death summary in case of death due to an illness. If death was accidental, a first information report (FIR) and a post mortem report have to be attached. In addition, the nominee needs to provide her know-her-customer (KYC) details.


In case of catastrophes, insurers may decide to waive off these documents and may just rely on any proof of death from the government, hospital or municipal record.

How long does it take?
As per regulations, a claim has to be settled within 30 days of receipt of all the relevant documents. The insurer can ask for clarifications or supporting evidence. If this happens, a deadline of six months from the date of intimation of the claim is laid down for its settlement.


Where can it get rejected?
You need to make sure that you fill up the proposal form accurately. Even as the new rules laid down by the Insurance Laws (Amendment) Act, 2015, are in favor of the customer, correct information has to be provided.


The new rules state that insurers must compulsorily pay all claims made three years after the date of commencement of a policy. But claims that are less than three years old can face high levels of scrutiny and also rejection by insurance companies. The insurer would typically reject a claim in case of fraud or non-disclosure of material information. So make sure you make all the important disclosures to your insurer.

-----------------------------------------------
Invest Rs 1,50,000 and Save Tax under Section 80C. Get Great Returns by Investing in Best Performing ELSS Mutual Funds

Top 10 Tax Saver Mutual Funds to invest in India for 2016

Best 10 ELSS Mutual Funds in india for 2016

1. BNP Paribas Long Term Equity Fund

2. Axis Tax Saver Fund

3. Religare Tax Plan

4. DSP BlackRock Tax Saver Fund

5. Franklin India TaxShield

6. ICICI Prudential Long Term Equity Fund

7. IDFC Tax Advantage (ELSS) Fund

8. Birla Sun Life Tax Relief 96

9. Reliance Tax Saver (ELSS) Fund

10. Birla Sun Life Tax Plan

Invest in Best Performing 2016 Tax Saver Mutual Funds Online

Invest Online

Download Application Forms

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

---------------------------------------------

Leave your comment with mail ID and we will answer them

OR

You can write to us at

PrajnaCapital [at] Gmail [dot] Com

OR

Leave a missed Call on 94 8300 8300

-----------------------------------------------

ICICI Prudential FMP Series dividend

Posted: 08 Aug 2016 10:38 PM PDT



ICICI Prudential Mutual Fund has announced dividend under the dividend option of ICICI Prudential FMP Series 68 745 Days Plan J. The quantum of dividend shall be R0.03611325 per unit.


The record date has been fixed as August 11, 2016.


-----------------------------------------------
Invest Rs 1,50,000 and Save Tax under Section 80C. Get Great Returns by Investing in Best Performing ELSS Mutual Funds

Top 10 Tax Saver Mutual Funds to invest in India for 2016

Best 10 ELSS Mutual Funds in india for 2016

1. BNP Paribas Long Term Equity Fund

2. Axis Tax Saver Fund

3. Religare Tax Plan

4. DSP BlackRock Tax Saver Fund

5. Franklin India TaxShield

6. ICICI Prudential Long Term Equity Fund

7. IDFC Tax Advantage (ELSS) Fund

8. Birla Sun Life Tax Relief 96

9. Reliance Tax Saver (ELSS) Fund

10. Birla Sun Life Tax Plan

Invest in Best Performing 2016 Tax Saver Mutual Funds Online

Invest Online

Download Application Forms

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

---------------------------------------------

Leave your comment with mail ID and we will answer them

OR

You can write to us at

PrajnaCapital [at] Gmail [dot] Com

OR

Leave a missed Call on 94 8300 8300

-----------------------------------------------

No comments:

Post a Comment