Prajna Capital |
- Top 10 Small and Midcap Mutual Funds to invest in 2016
- Auto Loan Eligibility & Documentation
- Best Travel Loans in India for 2016
| Top 10 Small and Midcap Mutual Funds to invest in 2016 Posted: 01 Feb 2016 03:50 AM PST Top Small and Midcap Mutual Funds Invest Online  Picture courtesy - GraphicStock A few days back we had reviewed the top large cap funds based on CRISIL's most recent ranking. In this blog, we will review the top small and midcap funds While, in the last one year the large cap equity mutual funds gave on average over 61% trailing annualized returns, the returns of small and midcap equity funds were even higher over the last one year. The chart below shows the comparison of average annualized returns of large cap funds versus small and midcap fund categories over 1 year, 3 years and 5 years investment horizon.
In fact, on a trailing annualized basis small and midcap funds gave the highest returns among all mutual fund categories over the last 3 year period. While small and midcap funds have the potential to give higher returns than large cap funds, the intrinsic risk of small and midcap funds is higher than large cap funds. However, small and midcap funds appropriately weighted in the investment portfolio based on the investor's risk tolerance level, can significantly enhance the overall portfolio total returns. In this blog, we will review top 10 small and midcap equity funds based on CRISIL's mutual fund rankings for the last quarter. CRISIL ranks equity funds based on several parameters like average 3 year annualized returns, volatility, portfolio concentration risk (both industry and company) and portfolio liquidity risk. In addition to selecting funds based on their relative ranking within the small and midcap categories, we have also selected consistent performers among small and midcap funds. Each of the small and midcap equity funds in our selection has been assigned either Rank 1 or 2 by CRISIL. Further, in addition to CRISIL ranking, we have applied MORNINGSTAR rating as a secondary filter for our fund selection. The table below lists the top 10 small and midcap funds, in order of the highest 1 year annualized returns. Returns in the table are for growth options in regular plans, based on NAVs on Feb 25, 2014.
Let us now look at SIP returns of each of these funds over the last 5 years, assuming a monthly SIP of
For each of these schemes, the investment value as on February 25 2015 is more than double of what the total investment made by the investor. Further, for each of these schemes the SIP return is more than the lump sum return. This is a testimony of the power of SIPs in wealth creation. SIPs turn volatility into a virtue and therefore are ideal investment options for long term investors. Conclusion In this article, we have reviewed the top picks among small and mid cap equity funds based on the most recent CRISIL rankings and Morningstar ratings. While all these funds have demonstrated a strong track record of performance, the suitability of each of these funds would depend on your risk profile and time horizon. You should consult with your financial adviser if these small and midcap funds are suitable for your portfolio. ----------------------------------------------- Invest Rs 1,50,000 and Save Tax under Section 80C. Get Great Returns by Investing in Best Performing ELSS Mutual Funds Top 10 Tax Saving Mutual Funds to invest in India for 2016Best 10 ELSS Mutual Funds in india for 2016
1. BNP Paribas Long Term Equity Fund 2. Axis Tax Saver Fund 3. Franklin India TaxShield 4. ICICI Prudential Long Term Equity Fund 5. IDFC Tax Advantage (ELSS) Fund 6. Birla Sun Life Tax Relief 96 7. DSP BlackRock Tax Saver Fund 8. Reliance Tax Saver (ELSS) Fund 9. Religare Tax Plan 10. Birla Sun Life Tax Plan
Invest in Best Performing 2016 Tax Saver Mutual Funds Online For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 ----------------------------------------------- | ||||||||||||||||||
| Auto Loan Eligibility & Documentation Posted: 01 Feb 2016 03:22 AM PST Both salaried and self-employed individuals are eligible to apply for car loans. The minimum age of the applicant should be 21 years (18 years for self-employed individuals) while the maximum age at the time of maturity of loan (also a consideration set in this loan type) should be 70 years. Here is a detailed look at eligibility criterion as applicable by banks*
In addition to the above eligibility criteria, the following documents will have to be provided as proof:
Financial DocumentsFOR SALARIED INDIVIDUALJob Continuity Proof: Any One from the following:-
Income Proof:-
FOR SELF-EMPLOYED INDIVIDUALOffice Address Proof: Any One from the following:-
Office Ownership Proof (if any): Any One from the following:-
Business Existence Proof: Any One from the following:-
Income Proof:-
There are multiple banks and NBFCs offering auto loans each equipped with some or the other special feature or discount or bonus, but what you need to do is understand what type of offer suits you best. A given while taking any loan from any purpose is to make sure that the loan you are going for has no hidden charges and you are updated about the status of your loan application at all times without you having to run from pillar to post to know what's happening. Invest Rs 1,50,000 and Save Tax under Section 80C. Get Great Returns by Investing in Best Performing ELSS Mutual Funds Top 10 Tax Saving Mutual Funds to invest in India for 2016 or Best 10 ELSS Mutual Funds in india for 2016
1. BNP Paribas Long Term Equity Fund 2. Axis Tax Saver Fund 3. Franklin India TaxShield 4. ICICI Prudential Long Term Equity Fund 5. IDFC Tax Advantage (ELSS) Fund 6. Birla Sun Life Tax Relief 96 7. DSP BlackRock Tax Saver Fund 8. Reliance Tax Saver (ELSS) Fund 9. Religare Tax Plan 10. Birla Sun Life Tax Plan
Invest in Best Performing 2016 Tax Saver Mutual Funds Online For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 | ||||||||||||||||||
| Best Travel Loans in India for 2016 Posted: 01 Feb 2016 02:46 AM PST Best Travel Loans in IndiaCustomized Unsecured Loans from 50,000 to 40,00,000 given by the Travel is a small luxury that many of us can afford these days. But the limitations of budget does stop many of us from taking as many holidays as we like or to visit our dream destinations. Say it's your honeymoon or a vacation with your partner, you want to make the trip extravagant by staying in a 5-star hotel or a beach resort. If it's a vacation with kids, sightseeing might be the aim to cover monuments and museums. Finally how can one forget the pilgrimage which we all undertake once in a while? All these vacations are unique and special in their own way and are a must do in one's life. Going on your dream vacation is easier than you think with travel loans offered by all major banks. Travel loans are a form of personal loans which make it possible to make the most of your vacations. You can upgrade to holiday at a destination of choice or a level of luxury. You can now visit any place to experience the local culture, food and their way of life. Check and compare interest rates, eligibility and more details, across all banks, with respect to travel loans here. Invest Rs 1,50,000 and Save Tax under Section 80C. Get Great Returns by Investing in Best Performing ELSS Mutual Funds Top 10 Tax Saving Mutual Funds to invest in India for 2016 or Best 10 ELSS Mutual Funds in india for 2016
1. BNP Paribas Long Term Equity Fund 2. Axis Tax Saver Fund 3. Franklin India TaxShield 4. ICICI Prudential Long Term Equity Fund 5. IDFC Tax Advantage (ELSS) Fund 6. Birla Sun Life Tax Relief 96 7. DSP BlackRock Tax Saver Fund 8. Reliance Tax Saver (ELSS) Fund 9. Religare Tax Plan 10. Birla Sun Life Tax Plan
Invest in Best Performing 2016 Tax Saver Mutual Funds Online For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 | ||||||||||||||||||
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