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IJ's 2016 Agency E&O Survey Insurance Journal reader: Participate now in Insurance Journal's exclusive 2016 Agency Errors & Omissions Survey and we will share key insights with you on today's Agency E&O market. The survey is designed specifically for independent agents and brokers who have purchased or are thinking about purchasing agency E&O coverage. Last year's Agency E&O Survey found that nearly half of all agencies (48.2 percent) saw an E&O premium increase, while just 14.6 percent reported premium decreases. Where are agency E&O premiums today? Are agencies buying higher limits? Why or why not? Find out now by taking this survey. Deadline is Friday, Oct. 21. The survey should take no more than a few minutes to complete, and it will provide you and us with valuable information on the agent E&O market. All survey responses and information will remain confidential. Thank you in advance for your participation, and thank you for reading Insurance Journal. Andrea Wells Editor-in-Chief Insurance Journal 800-897-9965 x152 awells@insurancejournal.com  Follow on Twitter | Friend on Facebook | LinkedIn | Forward to a friend  Copyright © 2016 Wells Media Group, Inc., All rights reserved. Insurance Journal 3570 Camino del Rio N Suite 200 San Diego, CA 92108 Toll Free: (800) 897-9965 Today's Insurance News Contact Us  unsubscribe from this list | update subscription preferences

Prajna Capital

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• HDFC Small and Mid Cap Fund
• Tata Equity P/E Fund Dividend
• Atal Pension Yojana contribution Tax Benefit for spouse

HDFC Small and Mid Cap Fund Posted: 12 Oct 2016 03:36 AM PDT HDFC Small and Mid Cap Fund Online Trustee to HDFC Mutual Fund ("the Fund") has approved the change in name and the asset allocation pattern of HDFC Small and Mid Cap Fund, an open-ended equity scheme ("the Scheme"), in particular by increasing the allocation towards equity and equity related securities of small-cap companies with the purpose to bring more focus on small-cap companies. Accordingly, the following changes are proposed to be made to the Scheme Information Document ("SID") and Key Information Memorandum ("KIM") of the Scheme with effect from November 09, 2016 ("Effective Date"): Details Existing Provisions Proposed Provisions (Effective Date) Scheme Name HDFC Small and Mid Cap Fund HDFC Small Cap Fund Asset Allocation Under normal circumstances the asset allocation (as a % of Net Assets) will be as follows: Type of Instrument Normal Allocation(% of Net Assets) Maximum Allocation (% of Net Assets) Risk Profile Equity & Equity related instruments of Small-cap and Mid-cap companies of which: 75 100 High Small-cap Companies 50 75 High Mid-cap companies 25 50 High Equity and Equity related instruments other than the above 0 25 Medium to High Debt & Money Market Instruments (Including securitized debt) 0 25 Low To Medium Under normal circumstances the asset allocation will be as follows: Type of Instrument Minimum Allocation(% of Net Assets) Maximum Allocation (% of Net Assets) Risk Profile Equity & Equity related instruments of Small-cap and Mid-cap companies of which: 80 100 High Small-cap Companies 80 100 High Mid-cap companies 0 20 High Equity and Equity related instruments other than the above 0 20 Medium to High Debt & Money Market Instruments (Including securitized debt) 0 20 Low To Medium All other features, terms and conditions of the Asset Allocation Pattern and the Scheme shall remain unchanged. ----------------------------------------------- Invest Rs 1,50,000 and Save Tax under Section 80C. Get Great Returns by Investing in Best Performing ELSS Mutual Funds Top 10 Tax Saver Mutual Funds to invest in India for 2016 Best 10 ELSS Mutual Funds in India for 2016 1. BNP Paribas Long Term Equity Fund 2. Axis Tax Saver Fund 3. Religare Tax Plan 4. DSP BlackRock Tax Saver Fund 5. Franklin India TaxShield 6. ICICI Prudential Long Term Equity Fund 7. IDFC Tax Advantage (ELSS) Fund 8. Birla Sun Life Tax Relief 96 9. Reliance Tax Saver (ELSS) Fund 10. Birla Sun Life Tax Plan Invest in Best Performing 2016 Tax Saver Mutual Funds Online Invest Online Download Application Forms For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call ----------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 -----------------------------------------------  Invest in Tax Saving Mutual Funds Download Any Application Forms Buy Mutual Funds Online Invest Online Buy Gold Mutual Funds Invest Now

Tata Equity P/E Fund Dividend Posted: 12 Oct 2016 02:15 AM PDT Invest Online Tata Equity P/E Fund ----------------------------------------------- Invest Rs 1,50,000 and Save Tax under Section 80C. Get Great Returns by Investing in Best Performing ELSS Mutual Funds Top 10 Tax Saver Mutual Funds to invest in India for 2016 Best 10 ELSS Mutual Funds in India for 2016 1. BNP Paribas Long Term Equity Fund 2. Axis Tax Saver Fund 3. Religare Tax Plan 4. DSP BlackRock Tax Saver Fund 5. Franklin India TaxShield 6. ICICI Prudential Long Term Equity Fund 7. IDFC Tax Advantage (ELSS) Fund 8. Birla Sun Life Tax Relief 96 9. Reliance Tax Saver (ELSS) Fund 10. Birla Sun Life Tax Plan Invest in Best Performing 2016 Tax Saver Mutual Funds Online Invest Online Download Application Forms For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call ----------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 -----------------------------------------------    Invest in Tax Saving Mutual Funds Download Any Application Forms Buy Mutual Funds Online Invest Online Buy Gold Mutual Funds Invest Now

Atal Pension Yojana contribution Tax Benefit for spouse Posted: 12 Oct 2016 01:13 AM PDT Contributions to Atal Pension Yojana (APY) are eligible for the same tax benefits as the NPS. This means that the contributions can be claimed under Section 80CCD (1B). The current limit for Section 80CCD (1B) is Rs 50,000, over and above the Rs 1.5 lakh limit under Section 80C. Section 80 CCD (1) is a different one, meant to cover employers' contribution towards NPS. You cannot get tax benefit by investing in the name of your spouse under Section 80 CCD. ----------------------------------------------- Invest Rs 1,50,000 and Save Tax under Section 80C. Get Great Returns by Investing in Best Performing ELSS Mutual Funds Top 10 Tax Saver Mutual Funds to invest in India for 2016 Best 10 ELSS Mutual Funds in India for 2016 1. BNP Paribas Long Term Equity Fund 2. Axis Tax Saver Fund 3. Religare Tax Plan 4. DSP BlackRock Tax Saver Fund 5. Franklin India TaxShield 6. ICICI Prudential Long Term Equity Fund 7. IDFC Tax Advantage (ELSS) Fund 8. Birla Sun Life Tax Relief 96 9. Reliance Tax Saver (ELSS) Fund 10. Birla Sun Life Tax Plan Invest in Best Performing 2016 Tax Saver Mutual Funds Online Invest Online Download Application Forms For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call ----------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 -----------------------------------------------  Invest in Tax Saving Mutual Funds Download Any Application Forms Buy Mutual Funds Online Invest Online Buy Gold Mutual Funds Invest Now

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Prajna Capital

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• SBI Magnum Multicap Fund
• Birla Sun Life MF exit load
• DSP BlackRock Dual Advantage Series

SBI Magnum Multicap Fund Posted: 07 Oct 2016 04:52 AM PDT     Are you on the hunt for an aggressive equity multi-cap fund that has a relatively larger exposure to small- and mid-cap stocks than its peers? Then SBI Magnum Multicap Fund, which invests in stocks across the market capitalisation spectrum, fits the bill. The fund may not have set the charts on fire but has scored well in the recent past, benefiting from its multi-cap stance. Long-term investors with a moderate risk appetite can buy this fund. Over the last one, three and five years, the fund has beaten its benchmark, BSE 500, by 7-10 percentage points. While it outshone its peers in the last one year, it has slightly lagged top-performing funds over three and five years. Not to be confused with its cousin, SBI Magnum Multiplier Fund, which has a higher large-cap slant of around 6 per cent and is benchmarked to the BSE 200, the fund has improved the consistency of its performance. On a one-year rolling return basis, it has beaten its benchmark 81 per cent of the time in the last five years; over a three-year period it is a healthier 93 per cent. Portfolio moves After a lacklustre 2013, as the market zoomed in 2014 fuelled by the election euphoria, the fund's performance too picked up pace. Its large-cap holdings across sectors worked to its advantage. Stocks such as Procter & Gamble (Consumer), State Bank of India and ICICI Bank, Maruti Suzuki and Tata Motors DVR (Auto) surged between 60 and 90 per cent, boosting returns. Its mid- and small-cap holdings were packed with stellar performers as well. Stocks such as Bharat Petroleum, Shriram City Union, JK Tyre and Redington boosted returns — gaining between 80 and 270 per cent. As euphoria gave way to reality and markets turned choppy in 2015, the fund gained in strength, returning 10 per cent even as the S&P BSE 500 remained flat. It benefited by upping its exposure in refinery, pharmaceutical and select private sector banks — stocks such as HPCL, Aurobindo Pharma, Natco Pharma and Kotak Mahindra Bank. Adding stocks which found favour with investors such as Bajaj Finance, Cholamandalam Investments and Sagar Cements boosted performance. On the other hand, exiting positions in ICICI Bank, DCB Bank, Tech Mahindra, AIA Engineering and Tata Steel helped cap losses. Occasionally, the fund takes a slightly larger exposure to cash as witnessed from December 2011 to March 2012, when it ranged between 7.5 and 9 per cent. Current stance The fund's top sector holdings are in financial services, consumer goods, IT, energy and autos. The top 10 stocks constitute 34 per cent of total assets. The fund has a 58 per cent exposure to large-cap, 32 per cent to mid-caps and 7 per cent to small-caps. ----------------------------------------------- Invest Rs 1,50,000 and Save Tax under Section 80C. Get Great Returns by Investing in Best Performing ELSS Mutual Funds Top 10 Tax Saver Mutual Funds to invest in India for 2016 Best 10 ELSS Mutual Funds in india for 2016 1. BNP Paribas Long Term Equity Fund 2. Axis Tax Saver Fund 3. Franklin India TaxShield 4. ICICI Prudential Long Term Equity Fund 5. IDFC Tax Advantage (ELSS) Fund 6. Birla Sun Life Tax Relief 96 7. DSP BlackRock Tax Saver Fund 8. Reliance Tax Saver (ELSS) Fund 9. Religare Tax Plan 10. Birla Sun Life Tax Plan Invest in Best Performing 2016 Tax Saver Mutual Funds Online Invest Online Download Application Forms For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 ----------------------------------------------- Invest in Tax Saving Mutual Funds Download Any Application Forms Buy Mutual Funds Online Invest Online Buy Gold Mutual Funds Invest Now

Birla Sun Life MF exit load Posted: 07 Oct 2016 04:36 AM PDT Birla Sun Life Mutual Fund has revised the exit load structure of the following schemes, with effect from October 10, 2016, as under: Scheme Name Revised Exit Load Birla Sun Life MIP II - Wealth 25 Plan Birla Sun Life Medium Term Plan Birla Sun Life Balanced Advantage Fund Birla Sun Life Balanced '95 Fund Birla Sun Life Dividend Yield Plus 1% if units in excess of 15% of the units are redeemed on or before 365 days Birla Sun Life Dynamic Bond Fund 0.50% if units in excess of 15% of the units are redeemed on or before 90 days Birla Sun Life Short Term Opportunities Fund 0.50% if units in excess of 15% of the units are redeemed on or before 180 days ----------------------------------------------- Invest Rs 1,50,000 and Save Tax under Section 80C. Get Great Returns by Investing in Best Performing ELSS Mutual Funds Top 10 Tax Saver Mutual Funds to invest in India for 2016 Best 10 ELSS Mutual Funds in India for 2016 1. BNP Paribas Long Term Equity Fund 2. Axis Tax Saver Fund 3. Religare Tax Plan 4. DSP BlackRock Tax Saver Fund 5. Franklin India TaxShield 6. ICICI Prudential Long Term Equity Fund 7. IDFC Tax Advantage (ELSS) Fund 8. Birla Sun Life Tax Relief 96 9. Reliance Tax Saver (ELSS) Fund 10. Birla Sun Life Tax Plan Invest in Best Performing 2016 Tax Saver Mutual Funds Online Invest Online Download Application Forms For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call ----------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 -----------------------------------------------  Invest in Tax Saving Mutual Funds Download Any Application Forms Buy Mutual Funds Online Invest Online Buy Gold Mutual Funds Invest Now

DSP BlackRock Dual Advantage Series Posted: 07 Oct 2016 03:16 AM PDT DSP BlackRock Mutual Fund has announced dividend under the dividend option of the following schemes: Schemes DSPBR Dual Advantage Ser 17 35M Reg-D DSPBR Dual Advantage Ser 18 34M Reg-D The quantum of dividend will be the entire distributable surplus as on the record date. The record date has been fixed as October 10, 2016. ----------------------------------------------- Invest Rs 1,50,000 and Save Tax under Section 80C. Get Great Returns by Investing in Best Performing ELSS Mutual Funds Top 10 Tax Saver Mutual Funds to invest in India for 2016 Best 10 ELSS Mutual Funds in India for 2016 1. BNP Paribas Long Term Equity Fund 2. Axis Tax Saver Fund 3. Religare Tax Plan 4. DSP BlackRock Tax Saver Fund 5. Franklin India TaxShield 6. ICICI Prudential Long Term Equity Fund 7. IDFC Tax Advantage (ELSS) Fund 8. Birla Sun Life Tax Relief 96 9. Reliance Tax Saver (ELSS) Fund 10. Birla Sun Life Tax Plan Invest in Best Performing 2016 Tax Saver Mutual Funds Online Invest Online Download Application Forms For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call ----------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 -----------------------------------------------  Invest in Tax Saving Mutual Funds Download Any Application Forms Buy Mutual Funds Online Invest Online Buy Gold Mutual Funds Invest Now

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