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 May 30, 2013
 East Virginia Insurance Bureau Offers Hurricane Season TipsHurricane season is approaching, and the state Bureau of Insurance is urging Virginians to check their coverage before a storm hits.The ... Third Person Sentenced in New York Auto Insurance ScamFederal authorities say a 67-year-old central New York man has been sentenced for his role in staging a motor vehicle crash to collect ... Obama, Christie Praise Government's Response to Superstorm SandyPresident Barack Obama and New Jersey Gov. Chris Christie promoted the Jersey Shore's summer tourism economy Tuesday while praising the ... U.S. Army Corps of Engineers Begins Post-Sandy Study of North Atlantic CoastU.S. Army Corps of Engineers announced that the corps' scientists and engineers launched a collaborative study on Tuesday to determine how ... N.Y. Liquidation Bureau Distributed $346M in 2012; Over 6,000 Claims ResolvedNew York State's Financial Services Superintendent Ben Lawsky announced the publication of the New York Liquidation Bureau's 2012 annual ...  Midwest PCI Asks Governor to Sign Illinois E-Card LawThe Property Casualty Insurers Association of America has asked Illinois Gov. Pat Quinn to sign Senate Bill 1775, which would allow ... Iowa At Tipping Point For Major Flood Event, Disaster DeclaredThis spring is now the wettest on record in Iowa. State Climatologist Harry Hillaker says statewide average rainfall of more than 16.4 ... Indiana Tech Sues Hospital She Says Denied Medical LeaveA southern Indiana woman asserts in a federal lawsuit that the hospital where she worked fired her after she requested medical leave in ... Fort Wayne Schools Cutting Hours Over InsuranceOne of Indiana's largest school districts is cutting the hours of 610 part-time teaching aides and cafeteria workers to save money and to ... Southeast Court Tells Florida to Review Employee Drug Testing for Some JobsSpecific government job categories must be considered for mandatory drug testing in Florida, an appeals court concluded in a ruling that ... Mississippi Insurance Chief Chaney Worried About UninsuredsMississippi Insurance Commissioner Mike Chaney says he fears some people won't be able to get health insurance when enrollment under the ... Mixed Reaction in Georgia to Push to Lower DUI LimitThere's mixed reaction in Georgia from drivers to a proposal from a federal agency's call for states to lower their blood-alcohol limits. ... Wrongful Death Suit Alleges Hazing Death at Florida UniversityA wrongful death lawsuit claims Bethune-Cookman University failed to stop fraternity hazing that led to the death of a Marching Wildcat ... South Central Kerpon Joins Swett & Crawford's Transportation Team in TexasSwett & Crawford has added Dallas, Texas-based Gina Kerpon as a transportation underwriter to its transportation practice group. She joins ... Hurricane Experience Aids Fast-Food Chain In OklahomaThe founder and CEO of a Baton Rouge-based fast-food chain says experience with disasters served the company well after a tornado ravaged ... Louisiana State University: Soybean Rust Showing Up Earlier Than In PastAsian soybean rust is looking a bit worse than it has in previous years, apparently because the mild winter let it survive, according to ... West Nicholson Joins Swett & Crawford's Property Practice in WashingtonSwett & Crawford named Shelbi Nicholson as a property broker to its property practice group in Seattle, Wash. Shelbi brings more than 20 ... Swett & Crawford Names LaVoie Senior Underwriter in HawaiiSwett & Crawford's property/casualty underwriting department has added Wilma LaVoie in the firm's Honolulu, Hawaii office as senior ... Utility Sued Over Northern California Canal BreakPacific Gas and Electric Co. has been hit by a pair of lawsuits over its handling of a canal failure two years ago that forced thousands of ...  International Hurricane Barbara Hits Southern Mexico; at Least Two KilledHurricane Barbara hit Mexico's southern Pacific coast on Wednesday, flooding roads, toppling trees and killing two men before weakening to ... Lower Ice Levels, Rule Changes to Boost Arctic Northern Sea RouteShipping along the Arctic northern sea route is set to grow more than 30-fold over the next eight years and could account for a quarter of ... S&P Says Endurance Ratings Unaffected By CEO Stepping DownStandard & Poor's Ratings Services said that its rating on Endurance Specialty Holdings Ltd., currently 'BBB+' with a stable outlook, is ... Strong to Head XL's New Global Programs Center of ExcellenceXL Group announced the creation of a new Global Programs Center of Excellence and welcomed Kevin Strong as its Global Programs Manager. He ...  Sponsored Content Research Shows Impact of Customer Engagement Join us for a free webcast to find out the results. Insurance Journal Blogs How to Deal with Objections when Selling InsuranceThis post is part of a series on insurance marketing and training sponsored by Astonish. We've all heard the same objections over and over ... Join the Insurance Journal Network
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New Discussions in the ForumsStart up cost for a new agent Posted: Wed May 29 -- Thanks Rainmaker, I appreciate your post. That could definately be an option to consider... manny79 1st Year as a Producer Stories Posted: Wed May 29 -- Rainmaker, thank you for the advice. I am 9 months in so far and excited to hit year 2 soon. For me, the hardest part of being a new... californiadude Insurance agencies for sale ? Posted: Mon May 27 -- Yikes - call Marsh Berry or Dowling Hales. Rainmaker Non compete lawsuit Posted: Mon May 27 -- I've moved three books as a producer from a small agency, to a regional, to a global. I've also run practice groups and was a Regional CEO... Rainmaker CPCU - Advice Posted: Mon May 27 -- Perfect...bears repeating: "In the interest of full disclosure, I work for the Institutes (American Institute for... Rainmaker What marketing efforts are generating business? Posted: Mon May 27 -- If you line up a hundred people and ask this question - you will most certainly obtain a hundred different answers! It's a great question... Rainmaker non compete clause Posted: Mon May 27 -- All very good advice. I would simply add that the strength of non-competes will vary by state and the circuit court governing those states.... Rainmaker Workers Comp TX Oilfield Service Contractor Posted: Fri May 24 -- Guys, can anyone help. Need a market for a new customer (have all other lines) for WC. This company is a startup and the President has years... JohnnyLaw Reader CommentsJudge Allows Mississippi Liability Suit Over Underage Drinker to Proceed Posted: Tue May 28 -- There's no possibility he had a fake ID? Can they prove whether he was served at the bar or became intoxicated at the Condo? Did anyone... Whodathunkit? Employer Contraception Mandate Headed to Court for Ban Ruling Posted: Tue May 28 -- Libby: Why don't you just answer the question? Affordable, LOL. Read this from the New York Times. This will impact a whole lot of Democrats... Sargeant Major Wage and Hour Claims Among Top Threats to U.S. Employers Posted: Fri May 24 -- Really??? You accept a job that you are advised is 40 to 45 hours per week however after you accept it you are told you must work an... Questionning Senate Votes to Cut Crop Insurance Subsidies to Wealthiest Farmers Posted: Fri May 24 -- "The move would save $1.3 billion over a decade by reducing the premium subsidy for growers with more than $750,000 of adjusted gross... DS Mississippi Man Run Over by Lawmower Sues Maunfacturer Posted: Wed May 29 -- something is missing here...if he bought it two months before the accident switch must have been altered. I'm betting any manufacturer of... UW | Subscriber ToolsCurrent IssueMay 20, 2013  Workers' Comp Report with Directory; Restaurants & Bars; Recreation & Leisure More NewslettersMarket DirectoriesNew Insurance JobsHow to AdvertiseFor information about advertising on this newsletter and Insurance Journal magazines, contact Julie Tinney at (800) 897-9965 x148. View our Media Kit for advertising options in our magazines and online properties. Copyright © 2013 by Wells Media Group, Inc. |
Prajna Capital |
| Secured cards can help you build your credit score Posted: 30 May 2013 04:56 AM PDT Invest In Tax Saving Mutual Funds Online Call 0 94 8300 8300 (India)
Today securing credit is not a mean task. Gone are the days when your ability to repay would be the only binding criteria for credit. Like a student who is awarded admission in a reputed institution only on the basis of his progress report, which gives an idea of her ability to present the knowledge she is expected to deliver, today, for every credit-seeker, there is Credit Information Bureau India Limited (CIBIL) credit report. It is a report that gives details of all transaction done by you related to repaying credit. Repaying on time and before due date naturally enhance your CIBIL score. While most recent borrowers may be aware of CIBIL, there are very few of them who know that a CIBIL score of over 750 is a clear indication that you are conscientious borrower. Unquestionably today if you intend to secure credit, a CIBIL score is a must.
Happy Investing!! We can help. Call 0 94 8300 8300 (India) Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com
--------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.
Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)
Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applications
These Application Forms can be used for buying regular mutual funds also
Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )
------------------ Best Performing Mutual Funds
            |
| Include interest income on Savings and Bank FDs into your Filing I-T returns Posted: 30 May 2013 03:52 AM PDT Invest In Tax Saving Mutual Funds Online Call 0 94 8300 8300 (India)
Last date for filing income-tax return for AY 2012-13 is July 31
INCOME-TAX on any interest income of above Rs 10,000 from savings bank accounts and from fixed deposits have to be disclosed and paid while filing one's annual income-tax return.
The last date for filing returns for the assessment year 2012-13 is July 31 unless the government extends it, as it did last year.
For salaried people, the tax is deducted at source by the employer but income tax on incomes from other sources have to be computed and mentioned while filing the annual tax return.
Individuals must also be mindful of the tax dues on their incomes from other sources, which include any interest income of above Rs 10,000 from their savings bank accounts and from their fixed deposits.
The interest income from all fixed deposits for a person coming under any tax slab is taxable and one has to quote the interest income while filing one's income-tax return.
Not showing fixed deposit interest incomes in the income-tax return is illegal and may attract legal consequences.
As per the Income-tax Act, an individual's income is classified under five heads. Salary is classified under the income from salaries head, while the interest income from savings bank accounts and from fixed deposits are treated as "Income from other sources" in the income-tax return. A 10 per cent tax is charged under the income tax law.
Those who have submitted their permanent account number (PAN) details to their banks, tax is deducted at source at 10 per cent from interest incomes of above Rs 10,000 from savings bank and fixed deposit accounts.
But in case one has not submitted PAN details, for any interest income above the Rs 10,000 limit from savings bank accounts or fixed deposits, the TDS is deducted at 20 per cent per annum.
In the event of failure to pay tax and disclose interest income, there is a lump-sum penalty of Rs 5,000 if it is filed after the end of the assessment year.
On top of this, there is a penalty of 1 per cent per month on the net tax payable under section 234A of the Income Tax Act.
There are two months to go for the July 31 deadline to file returns. If you haven't paid tax on your interest income in FY13 then the sooner you pay your tax the lower will be the penalty amount.
In case a person's personal income is below the taxable limit and his annual interest earned from savings bank accounts is more than Rs 10,000 and the bank has made a TDS claim, the individual has to file a self-declaration in Form 15G stating that his income is below the taxable limit to get a tax refund. The form is available with banks, the local income-tax office and can be downloaded from the website http://www.income taxindia.gov.in.
Happy Investing!! We can help. Call 0 94 8300 8300 (India) Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com
--------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.
Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)
Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applications
These Application Forms can be used for buying regular mutual funds also
Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )
------------------ Best Performing Mutual Funds
     |
| Posted: 30 May 2013 02:47 AM PDT Invest In Tax Saving Mutual Funds Online Call 0 94 8300 8300 (India)
Happy Investing!! We can help. Call 0 94 8300 8300 (India) Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com
--------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.
Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)
Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applications
These Application Forms can be used for buying regular mutual funds also
Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )
------------------ Best Performing Mutual Funds
     |
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